Savings Corner
DECEMBER 25, 2023
How to use the mortgage calculator Under “Home price,” enter the price (if you’re buying) or the current value (if you’re refinancing). But most mortgage payments include other charges as well. Property taxes: The annual tax assessed by a government authority on your home and land.
Savings Corner
DECEMBER 27, 2023
You can shop around to get the best deal on some items, such as home insurance, but you can’t control the costs for things like taxes and government fees. Enter estimates for the price of a home you want to buy, your down payment amount, your interest rate and whether you plan to purchase discount points. Breakdown of costs.
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Prairie Eco-Thrifter
MAY 27, 2014
Although my spouse and I have done well financially, there are things I wish I had done differently! My Dad offered my spouse and I the opportunity to buy his starter home (which he had converted to a rental) at a very attractive price. I didn’t leverage my money well. Here are some of my financial mistakes.
Savings Corner
DECEMBER 25, 2023
Each payment includes a combination of principal and interest, as well as property taxes, and, if needed, mortgage insurance. Paying a larger percentage of the home’s price upfront reduces the amount you’re borrowing and makes you seem less risky to lenders. The most popular term is 30 years.
Prairie Eco-Thrifter
JULY 13, 2014
Your best strategy may involve situations such as waiting until your income levels go down; gifting your property instead of selling it; waiting for the market prices to go up; selling now, even if at a loss; or living in your property for awhile before you sell it. We did have a home inspection which was around $200 as well.
The Frugal Girl
FEBRUARY 18, 2024
As an adult, it’s important to me to continue to be generous, as well as, provide financial security for myself and my family. While we were still renting an apartment, I researched areas with lower property taxes, scouted out my ideal neighborhoods, and waited for a smaller, less expensive house to come on the market.
Savings Corner
DECEMBER 24, 2023
We analyzed five broad categories across all 50 states: affordability, overall well-being, the cost and quality of healthcare, weather and crime. The housing market remains competitive, with high borrowing costs, expensive housing prices and low inventory. Iowa lands near the middle of the pack tax-wise. The state ranks No.
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