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Meet a Reader | JenRR from the Midwest

The Frugal Girl

As an adult, it’s important to me to continue to be generous, as well as, provide financial security for myself and my family. We rented at first, but the rental situation in our new town was poor. Nine years later, the rent for similar homes in our neighborhood is double the cost of our mortgage! Childhood joy.

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How to Save on Rental Cars

Prairie Eco-Thrifter

We will probably be renting a car for our vacation this year. This year, though, we are taking our precious grandson with us and the van just isn’t as reliable as it needs to be. Usually, if we fly somewhere and then rent a car, we just get the smallest (least expensive) type available. Reserve well ahead of your need.

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Should YOU Buy a Boat?

Prairie Eco-Thrifter

.” Those figures probably don’t include initial outlays for things such as a tarp to cover the boat when not in use; safety gear for all boat passengers; necessary electronics, such as GPS (so you don’t get lost), radio (to call for help) and sonar (to find those rocks and fish). We rent it out during the hot season.

Buy 100
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Selling Your Investment Property?

Prairie Eco-Thrifter

They might include things such as fees charged for obtaining a mortgage; cost of home inspections; homeowner’s insurance; title insurance and settlement fees; property taxes or transfer taxes. We did have a home inspection which was around $200 as well. The seller may have to pay capital gains taxes.

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The Best And Worst States To Retire In 2023, Ranked

Savings Corner

We analyzed five broad categories across all 50 states: affordability, overall well-being, the cost and quality of healthcare, weather and crime. Iowa’s median home price is $239,400, per Redfin data — well below the nationwide median home price of $388,800. Iowa lands near the middle of the pack tax-wise. The state ranks No.

Iowa 52
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How our Debt Freedom Plan Prepared Us for the Pandemic

Family Balance Sheet

What got us through financially? I am totally paraphrasing the year, but had it not been for the money in our emergency savings, we would most likely have used credit cards to survive. I still use my spreadsheet to this day! I decided to use Dave Ramsey’s 7 Baby Steps as a guide and I wrote our first Debt Freedom Plan.

Debt 130
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Buying A House In 2023: A Step-By-Step Guide

Savings Corner

Would renting for another year or two improve your financial standing? Check your credit score Your credit score will help you determine your financing options; lenders use it (among other factors) to set the terms and rates of your loan. Analyze whether it makes sense for you financially. What’s your local market like?