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Meet a Reader | JenRR from the Midwest

The Frugal Girl

As an adult, it’s important to me to continue to be generous, as well as, provide financial security for myself and my family. While we were still renting an apartment, I researched areas with lower property taxes, scouted out my ideal neighborhoods, and waited for a smaller, less expensive house to come on the market.

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Meet a Reader | Mary from Reflections Around the Campfire

The Frugal Girl

My mom cut coupons and sewed her own clothes and mine, as well. We paid an excavator (to dig the hole for the foundation), a well driller and a cabinet maker (for our kitchen and bathroom cabinets). He says we were busy building the house and our careers and it was money well spent because it freed up our time. (We

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Buying A House In 2023: A Step-By-Step Guide

Savings Corner

If a friend, relative or employer has offered to provide a down payment gift, initiate a conversation early on to learn how much they plan to contribute and if there’s any shortfall you’ll need to cover — and secure a gift letter from them well in advance. Some sellers won’t agree to extensive repairs. The average is $342.

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How We Paid off Six Figures of Debt

Family Balance Sheet

We had been renting for over 10 years and we were ready to find a property to move our business to and eventually build our net worth. Our business was doing very well, and we were excited about the opportunity to own a property outside of our home. Everything looked great on paper. What could possibly go wrong?

Debt 130
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Mortgage Refinancing: What Is It And How Does It Work?

Savings Corner

With refinancing, you can change the loan type as well as your lender. Let the lender or appraiser know of improvements, additions or major repairs you’ve made since purchasing your home. Key takeaways Refinancing replaces your current mortgage with a new one, adjusting the rate, term or both.

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How our Debt Freedom Plan Prepared Us for the Pandemic

Family Balance Sheet

Our small business was going well, so we said so long to renting office space and purchased a commercial property in the summer of 2012. Also to top it off, I had a huge property tax due that month for our office building that was going to be difficult to pay for in light of the circumstances. Yep, life was good.

Debt 130
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How To Get A Personal Loan In 8 Steps

Savings Corner

Whether you need money to pay for an unexpected hospital bill, an emergency car repair or to finance some much-needed home renovations , knowing how to get a personal loan will help make the application process as smooth as possible. Most lenders require that you state your intended loan purpose during the application process as well.

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