Family Balance Sheet

APRIL 6, 2015

Or maybe you have already submitted your taxes, but you’re thinking about how you can maximize your deductions for 2015? If you’re self-employed, what are your retirement investment options? There are many things to consider when it comes to taxes, especially when you add investments into the mix.

Taxes 100

Taxes Education Re-use Tools 100

The Frugal Girl

DECEMBER 11, 2023

Last year, to make a little extra cash, I started boarding dogs through Rover, and I am about to start a very very part time job using my RN license for a home care company. We’re in a semi -rural area within 30 minutes of a few good-sized towns, and within 2-3 hours of several major cities. That is a never-ending list!

Money 191

Money Kids and Family Frugal Parenting 191

Prairie Eco-Thrifter

MAY 26, 2016

Because we only have a week to show results, and because savings account interest rates have been near zero each year since camps started, I have routinely given the jar 50% interest. Trepidation about having the grand-kids open a savings account. Both are now old enough to open a bank savings account.

Money 124

Money Saving Money Lowes Grandchildren 124

Penny Pinchin' Mom

JANUARY 16, 2024

They already have savings accounts that they don’t know about. I send in $50 every month to each of their accounts. How much money do you want to send to your retirement account by the end of the year? Again, you’re not alone with this problem. Find yours and use it to make extra cash.

Personal Finance 52

Personal Finance Finance Tips Finance Mom 52

Saving Everyday

OCTOBER 27, 2023

If you’re looking for ways to save money on a tight budget, we’ve got you covered! Christmas is right around the corner, so if you’re looking for ways to save money on a tight budget, we’re here to help! Ways to Save Money on a Tight Budget This is a two-part conversation.

Saving Money 52

Saving Money Budgeting Budget Money 52

Family Balance Sheet

JANUARY 31, 2020

They’re so easy. We each eat a half of potato for dinner and then I have 2-4 baked potatoes left over to use in other ways during the week, such as mashed or in quesadillas. Shred the chicken and use immediately or freeze. ALSO, I also strained the liquid that was left in the slow cooker to use in recipes.

January 130

January Frugal Green And Frugal Homemade 130

Prairie Eco-Thrifter

NOVEMBER 30, 2014

The proverbial saying ‘money doesn’t grow on trees’ is used by many a parent in denying some wished for item to their children. The trees are your investment accounts. Figure out what you need to live and put the rest in a secure account. Put the holiday gift of cash into your account.

Virginia 160

Virginia Money Real Estate Growing 160

Prairie Eco-Thrifter

JANUARY 24, 2012

When I redid ours, I used that spray meant to re enamel tubs to re-finish the vanity tops. I sanded and re-stained the wood cabinet and fashioned a matching frame for the mirror out of molding strips from Lowes that I got for about $3 each. When I re-did our bath floors, I knew I wanted tile. Thrift shops.

Renovation 189

Renovation Home Real Estate Re-use 189

Family Balance Sheet

JULY 25, 2013

I was able to transfer the $100 to our savings account in July, but I''m still short from June when I needed to use some of the savings for other gifts that we needed to buy last month. Let us know how you''re doing with your Christmas Savings Account in the comments.

Club 100

Club Christmas July August 100

Family Balance Sheet

JUNE 25, 2013

At the beginning of June, I was able to transfer the $100 to our savings account, however we had a lot other gifts to purchase in June and I ended up using some of our Christmas money to cover the money spent. Do you have a shortfall in your Christmas savings account? I am now short by about $100.

June 100

June Club Christmas Goals 100

Family Balance Sheet

MARCH 26, 2021

Life suddenly changed for most of us in March 2020 and this past year of the pandemic has reinforced how important an emergency fund is. If you’re able, maybe use some of your stimulous money to put towards building an emergency fund. It was a very scary time for us. We had enough to get us through one more month.

Emergency Fund 130

Emergency Fund Building 2007 Credit Cards 130

Family Balance Sheet

MAY 31, 2016

Is an unexpected expense threatening your bank account? Or maybe you’re trying to build your emergency savings account, or save for a vehicle? Day 9: Use Grocery Apps. Day 11: Avoid One Use Disposables. Day 12: How to Use Pinterest to Save Money on Groceries.

Grocery Spending 100

Grocery Spending Groceries Grocery Budgeting 100

Family Balance Sheet

AUGUST 11, 2016

They’re taking a gap year between high school and college. And in adulthood, they are stashing their incomes and living hyper-frugally to save for early retirement, instead of waiting to 65 to fulfill their dreams. .” ” Recently Go Banking Rates conducted two studies on savings rates with startling results.

Emergency Fund 100

Emergency Fund Money Finance Debt 100

Couponing 101

DECEMBER 4, 2019

If you keep your money in a high-yield savings account, you might be able to get around 2% interest. Unless you’re investing thousands of dollars, those fees can seem like a real deal-breaker. When using these apps, make sure to read the fine print for a clearer idea of what you’re getting into.

Making 69

Making T-Mobile Money Goals 69

Prairie Eco-Thrifter

AUGUST 12, 2013

Personal financiers will frequently advise that you have an emergency fund of 3-6 months of expenses in your bank account at all times. Saving up this chunk of change can take a long period of time, especially if you have a high expense to income ratio, which many people do (especially if you’re paying down debt). .

Emergency Fund 200

Emergency Fund Debt Goals Money 200

Family Balance Sheet

APRIL 1, 2021

Now that we’ve paid off six figures of non-mortgage debt , we are working on saving 6 months’ expenses and maybe even more. Consider setting the money aside in a savings account that isn’t immediately accessible and doesn’t have an ATM attached to it This will help to avoid any impulsive non-emergency spending.

Emergency Fund 130

Emergency Fund Money Finds Friends And Family Sale 130

Savings Corner

DECEMBER 24, 2023

When you’re a retiree, taxes can eat into your available income and leave you with less to live on. It’s important to remember that taxes don’t stop once you’re retired, but you can take steps throughout your working life to minimize your IRS obligations later.

Taxes 52

Taxes At&T Money Re-use 52

Savings Corner

DECEMBER 25, 2023

Current retirement savings: Enter the total current balances of all your retirement savings accounts, including 401(k) plans, individual retirement accounts (IRAs) and any other accounts earmarked for retirement. Monthly contribution: This is the amount you save for retirement each month.

Calculators 52

Calculators Taxes Money Free 52

Prairie Eco-Thrifter

SEPTEMBER 25, 2020

In most cases, organizations provide devices to their employees and sometimes these do not have enough features to save power. In such situations, it all comes to you to make sure you are using the devices responsibly. Keep an eye, and you’ll end up saving huge. Your savings account will thank you.

Work At Home 113

Work At Home Saving Electricity At Home Work 113

Saving Everyday

APRIL 24, 2012

Starting January 2012, we set up an automatic withdraw to a new “vacation savings account” of $25 a week. Having the ”vacation savings account” is like a back-up plan so we don’t feel strapped while we’re there. I collect and use these to order essentials for our trips.

March 86

March Disney Friends And Family Sale Vacation 86

Family Balance Sheet

MARCH 15, 2017

I remember being flabbergasted by the rates of individual policies back then, because I was so used to what had been coming out of my corporate paycheck which was about $100. We did take advantage of one benefit of a high deductible health plan: a Health Savings Account. Also, I never had a deductible when on a group plan.

Health Insurance 100

Health Insurance Insurance Health 2003 100

Prairie Eco-Thrifter

MARCH 2, 2011

And with spring time comes spring cleaning, the chance to de-clutter your house, get rid of the belongings you no longer have use for and freshen up the old place. But the cost of cleaning products and the chemicals used in many of them means that spring cleaning can come at a cost to both you and the environment.

Frugal 145

Frugal Flowers and Plants Recycle Recycled 145

Family Balance Sheet

JANUARY 25, 2019

Did you use cash or put your purchases on a credit card? It’s so easy to get caught up in all of the bargains that stores throw at us in November and December. ” If they’re paying cash, life is good. Stop back on February 25th and let us know how your month went. Did you over spend? Source: The Street.

2019 100

2019 Club Christmas 2018 100

Family Balance Sheet

AUGUST 28, 2013

At the beginning of August, I was $100 short from June when we used some of our Christmas savings for gifts that were needed that month. My goal during the pantry challenge was to shop our freezer and pantry to put together my weekly menus instead of only using the Sunday sales flyers.

August 100

August Club Christmas Goals 100

Saving Everyday

APRIL 12, 2013

I buy the gift card I want through QuickRewards , get paid for doing that, use that same gift card to shop online through QR, and get paid for that too. I collect the gift cards and use them to order essentials for our trips. If I don’t use them for a trip, I save them for Christmas. Sweet huh?? free money!

Disney 69

Disney March Gift Cards Ebates 69

Saving Everyday

MAY 11, 2013

And even better, you can use these in addition to manufacturer coupons. 52-Week Money Saving Challenge = $80.00. It’s a quick and easy way to save a minimum of $1378 this year! I will use my pennies to get more silver back, but never spend my silver. LOVE LOVE LOVE this app!! Go HERE for my tutorial. and get $0.75

Disney 40

Disney April Gift Cards Re-use 40

Family Balance Sheet

SEPTEMBER 13, 2017

As open enrollment nears for many health insurance plans, I thought this would be a great time to give you an update on Medi-Share, the health sharing ministry that we are using in place of traditional health insurance. Health insurance has been a long winding road for us over the last few years. Is this something that you could use?

2017 100

2017 Health Insurance September Insurance 100

Prairie Eco-Thrifter

MAY 12, 2013

Apparently there are some simple rules when it comes to de-cluttering and re-organizing your work space. What about the old refrigerator in the garage you only use when you have a party? Do you have sports equipment that no one uses or camping gear left over from that one trip you took five years ago?

Making 238

Making Work Occasions Pace 238

Family Balance Sheet

FEBRUARY 16, 2016

Being self-employed, we have a higher starter fund on hand and when we pay off our non-mortgage debt, we will save to at least 6 months expenses and maybe even more. Remember this account is specifically for your emergency fund. It is NOT a spending account. We use an online account like, Capital One 360 (my referral link).

Emergency Fund 100

Emergency Fund Money Finds Friends And Family Sale 100

Saving Cents With Sense

MAY 26, 2014

Cut out unnecessary spending and use that money to build an emergency fund. Wentworth for a lump sum of cash now, and then use the money to help build your emergency fund. Instead of opening a savings account with a negligible interest rate, purchase gold and silver bullion (coins and bars). Create Milestones.

Emergency Fund 71

Emergency Fund Goals 2008 Debt 71

Saving Everyday

JULY 13, 2012

This is the first year I started a Disney/vacation savings account of $25 a week. Here we go… Disney Trip 2012 – Total Savings Goal = $2555.35. 5 nights at Port Orleans Riverside Royal Rooms (used the current 20% room discount ). We eat very light when we’re on the road. 1 Park ticket per person.

Disney 83

Disney Hotel Goals Money 83

Family Balance Sheet

JANUARY 20, 2017

We committed to using a cash budget, and we talked daily at. When the second loan was paid off, we used everything to go towards. When the second loan was paid off, we used everything to go towards. and using all of our extra funds, like bonuses from work and tax returns, we were able to pay everything off in 4 years!

Debt 100

Debt Debt Free Friends And Family Sale Budgeting 100

Prairie Eco-Thrifter

JUNE 18, 2021

But even if you’re in your later years and retirement feels only a few years away, there are actions you can take to plan for yourself and your family. If you’ve got more time and have decades before retirement, you’re in a great position to consider your options today. Look at your current savings as well.

Insurance 100

Insurance Re-use Delivery Service Family 100

Family Balance Sheet

JANUARY 17, 2018

2 – Save $10k in a savings account, specifically earmarked for medical expenses. We blew through our health savings account, and now need to save another $10k so we’re not caught off guard if another emergency were to happen. This will take us most of the year. DONE – 6/1/2014.

Financial Goals 113

Financial Goals Goals 2018 Debt 113

Family Balance Sheet

FEBRUARY 9, 2018

We started using it in January 2017 and I wrote all about it, so I won’t rehash it all here. If you’re unfamiliar with the health cost sharing concept, we were too! Medi-Share can be used as a substitute to satisfy the federal mandate requiring “applicable individuals” to maintain “minimum essential insurance coverage”.

Health Insurance 113

Health Insurance Insurance 2017 Bills 113

Prairie Eco-Thrifter

APRIL 6, 2012

It’s modeled much like Michael Pollans Food Rules with many one-page rules that give short but useful tidbits of information. I have finally listed many of the financial resources, firms, services, and products that I personally use and recommend. See how withdrawing money woks and when you’re able to. ” Taxes.

Money 133

Money Finance Personal Finance Real Estate 133

Family Balance Sheet

OCTOBER 8, 2014

You’re about to find out! If you use financial software, such as Quicken or another form, you’re in luck, you can simply print a monthly recap. To begin, gather all of your recent bills, receipts, checking & savings account statement, and/or credit card statements. What do you use to track it?

Finance 113

Finance Money Organic Organization 113