For the Mommas

MAY 15, 2021

Sign up for free and transfer money earned to a college savings account or your bank account!

College 59

College Credit Cards Bank Banking 59

Family Balance Sheet

JANUARY 31, 2020

I started a new grocery shopping routine in January and it is working out splendidly! In the past, I made my meal plan and grocery shopped on Sundays. Found Money in January: I have an old savings account that I hold on to, because it’s at the same bank as my kids’ savings accounts. Meal Plan.

January 130

January Frugal Green And Frugal Homemade 130

Prairie Eco-Thrifter

SEPTEMBER 5, 2019

If you’re struggling to save because you’re always tempted to spend all of your money when you receive your wages each month, setting up an automatic transaction that moves some of your income into your savings account when you get paid will help to reduce this problem. 4. Make the Most of Rewards.

Bills 113

Bills Money Bank Banking 113

Teresa's Deals

SEPTEMBER 2, 2015

We always make a plan early in the year on how we are going to save when it comes to purchasing gifts for our loved ones. There are many ways you can save before and while you are shopping. In this post, I have listed the ways that we like to save for Christmas every year. How To Save Money For Christmas.

Saving Money 100

Saving Money Money Christmas Saving 100

Saving Everyday

SEPTEMBER 15, 2012

It’s a very simple program that turns your everyday spending into a little extra savings account to help pay for your family’s college expenses or withdraw for yourself. Shop, dine and use coupons as you normally do to start earning earn cash back in your Upromise account. Register HERE.

College 55

College Dining Money Used 55

Family Balance Sheet

MAY 31, 2016

Is an unexpected expense threatening your bank account? Or maybe you’re trying to build your emergency savings account, or save for a vehicle? Day 6: Shop the Clearance Section. Day 7: Week 1’s menu and pictures of shopping trips. Day 14: Week 2’s Menu & Pictures of Shopping Trips.

Grocery Spending 100

Grocery Spending Grocery Groceries Budgeting 100

Family Balance Sheet

NOVEMBER 25, 2019

This is money I earned from my Christmas shopping last year, so it’s appropriate that I apply it to my Christmas savings. I had amassed $70 and thought it was a perfect addition to our Christmas account. In April, we received a small tax refund and I put $100 of our refund into our Christmas Savings account.

2019 130

2019 November Club Christmas 130

Saving Everyday

DECEMBER 24, 2011

It’s a very simple program that turns your everyday spending into a little extra savings account to help pay for your family’s college expenses or withdraw for yourself. Shop, dine and use coupons as you normally do to start earning earn cash back in your Upromise account. Register HERE.

College 45

College Dining Money Used 45

Family Balance Sheet

JULY 25, 2019

This is money I earned from my Christmas shopping last year, so it’s appropriate that I apply it to my Christmas savings. I had amassed $70 and thought it was a perfect addition to our Christmas account. In April, we received a small tax refund and I put $100 of our refund into our Christmas Savings account.

2019 113

2019 Club July Christmas 113

Family Balance Sheet

MAY 25, 2019

This is money I earned from my Christmas shopping last year, so it’s appropriate that I apply it to my Christmas savings. I had amassed $70 and thought it was a perfect addition to our Christmas account. In April, we received a small tax refund and I put $100 of our refund into our Christmas Savings account.

2019 100

2019 Club Christmas May 100

Prairie Eco-Thrifter

FEBRUARY 6, 2013

Millions of Americans and Canadians are experiencing what the emptiness feels like…the emptiness of their savings accounts, the emptiness of their wallets, and the emptiness of their kitchen cupboards. That may have been the old way to do things, but comparison shopping can now be done online. Learn to Match.

Groceries 252

Groceries Grocery Bills Used 252

Penny Pinchin' Mom

FEBRUARY 16, 2024

You will find first-hand experience on how expensive or easy it is to maintain, the best auto shops for that model, and a lot on the car’s reliability or best practices to enhance that reliability. Setting up an automatic savings account system works wonders for me. Let’s say, for example, $500 a month.

Cars 52

Cars Car Bank Banking 52

Prairie Eco-Thrifter

DECEMBER 6, 2012

Shop Sales. Cut coupons, go grocery shopping when your items are on sale, and you will save money. Then, roll the change, take it to your local bank and deposit the change in your savings account. One of the most effective ways of saving change is to have it removed from your paycheck automatically.

Bank 265

Bank Banking Money Saving 265

Family Balance Sheet

JUNE 4, 2021

I made quite a bit more from the 4th quarter of 2020 where I do most of my Christmas shopping. This money was put into my Christmas Savings account. This money reflected my earnings from the first quarter of 2021. Related Reading: Rakuten Review: How I Earn Cash Back on Online Purchases. Progresso Refund: $3.50.

Money 130

Money May Donation 2020 130

Family Balance Sheet

JANUARY 25, 2013

Also, the January-September months are so far away from when I do our actual Christmas shopping (Nov & Dec) that that money often times gets shifted towards other gift giving expenses, like birthdays. I've never been diligent about transferring the Christmas money into a separate account. Our bank offers free change counting.

Christmas 127

Christmas Club Goals Budgeting 127

Family Balance Sheet

MAY 25, 2013

Our monthly goal of $100 is now a part of our monthly budget and I was able to transfer the full $100 to our savings account in May. It feels good to watch out savings account grow and I now I''m going to be less stressed in November when we start our Christmas shopping, because we''ll have the cash in our account.

Club 100

Club Christmas May Goals 100

Penny Pinchin' Mom

DECEMBER 17, 2023

Advantages of Paying Off Debt From a purely financial point of view, it makes more sense to focus on debt payoff rather than directing available cash to a savings account. Before I took up my Financial Reboot journey, I was more focused on growing my savings accounts as opposed to paying off debt first.

Pay Off Debt 52

Pay Off Debt Debt Emergency Fund Financial Goals 52

Penny Pinchin' Mom

FEBRUARY 16, 2024

While you can control where and how you shop, you can’t control the need to eat. Your bills are going to be there, and you can’t simply not save money because you have to pay bills. Consider going for a certificate of deposit, a high-yield savings account, or a money market fund.

Saving Money 52

Saving Money Money Saving Bills 52

Savings Corner

DECEMBER 24, 2023

There are pros and cons to each option and, as always, you’ll want to shop around for financial products to ensure you’re getting the best rate and terms. While banks and credit unions offer personal loans, subprime lenders are also very active in this market, so shop carefully and compare rates, terms and fees between three or more lenders.

Debt 52

Debt Calculators Credit Cards Credit 52

Family Balance Sheet

JUNE 25, 2019

This is money I earned from my Christmas shopping last year, so it’s appropriate that I apply it to my Christmas savings. I had amassed $70 and thought it was a perfect addition to our Christmas account. In April, we received a small tax refund and I put $100 of our refund into our Christmas Savings account.

2019 100

2019 June Club Christmas 100

Family Balance Sheet

APRIL 25, 2019

This is money I earned from my Christmas shopping last year, so it’s appropriate that I apply it to my Christmas savings. We received a small tax refund and as soon as the money hit our checking account, I transferred $100 to our Christmas Savings Account. Read: My Ebates Review. Easy peasy!

2019 100

2019 April Club Christmas 100

Family Balance Sheet

JUNE 25, 2011

If your holiday planning went smoothly last year then you might not feel any urgency to think about Christmas 2011, but if you overspent, shopped at the last minute and paid the price well into spring then you might want to rethink this year's strategy. But in reality, 6 months is not that far away. Hit the Restart button.

Christmas 157

Christmas Credit Cards January Budgeting 157

Family Balance Sheet

APRIL 1, 2021

Now that we’ve paid off six figures of non-mortgage debt , we are working on saving 6 months’ expenses and maybe even more. Consider setting the money aside in a savings account that isn’t immediately accessible and doesn’t have an ATM attached to it This will help to avoid any impulsive non-emergency spending.

Emergency Fund 130

Emergency Fund Money Finds Friends And Family Sale 130

Prairie Eco-Thrifter

MAY 22, 2011

Sometimes shopping around may be an easy fix. Use a savings account to pay down debts. Once you have devised a monthly budget, you can properly account for household income and expenditures. The monthly surplus will become the funding source for debt reduction and savings. That’s where a budget comes in handy.

Debt 157

Debt Recession Unemployment Budget 157

Family Balance Sheet

MARCH 15, 2017

We did take advantage of one benefit of a high deductible health plan: a Health Savings Account. A Health Savings Account (HSA) is for individuals who are covered under high-deductible health plans (HDHPs) to save for medical expenses that HDHPs do not cover.

Health Insurance 100

Health Insurance Insurance Health 2003 100

Couponing 101

NOVEMBER 23, 2012

Just open an Electric Orange account November 23rd – 25th and make a total of 10 purchases using your Electric Orange Card within 45 days. Your $125 bonus will be automatically deposited into your account on day 50! $10 10 Kids Savings Account Opening Bonus. No minimum deposit required!

ING Direct 99

ING Direct Kids Nov November 99

Prairie Eco-Thrifter

DECEMBER 25, 2011

Before I officially set up shop, I made sure I had two important things: a beautifully crafted, market-tested sign and the drive to make millions. My mom wanted me to open a savings account as a safe place to stash my cash. I remember when I started my first business, circa 1992. My lemonade stand crushed it that summer.

Video Games 199

Video Games Money Saving Saving Money 199

Family Balance Sheet

AUGUST 28, 2013

I''m happy to report that I was able to reduce our grocery spending in August by about $50 and I''ll put that money in our Christmas savings. My goal during the pantry challenge was to shop our freezer and pantry to put together my weekly menus instead of only using the Sunday sales flyers.

August 100

August Club Christmas Goals 100

Family Balance Sheet

FEBRUARY 19, 2022

There’s a yearly fee and a learning curve, but I love YNAB and it helps me stay on budget and financially organized with our day-to-day checking and savings accounts. Shop around for the best price for our big expenses, such as auto and home insurance, medical needs, and mortgage. Pay our bills in a timely manner.

Office 130

Office Family Finance Kids and Family 130

Prairie Eco-Thrifter

JANUARY 24, 2012

Here are a few tips on saving money while doing renovations. Take time to shop around to figure out what exactly you want done. Take the time to learn any requisite skills, either by reading, learning online or perhaps attending some of the home improvement big box store presentations and skill shops. Thrift shops.

Renovation 189

Renovation Home Real Estate Re-use 189

Family Balance Sheet

SEPTEMBER 25, 2019

This is money I earned from my Christmas shopping last year, so it’s appropriate that I apply it to my Christmas savings. I had amassed $70 and thought it was a perfect addition to our Christmas account. In April, we received a small tax refund and I put $100 of our refund into our Christmas Savings account.

2019 100

2019 September Club August 100

Saving Cents With Sense

JANUARY 1, 2014

I have many ways for you to start saving, including couponing, but before you become overwhelmed with the idea, here are 10 tips that are simple, easy and will make you one savvy shopper in 2014, so you can start saving more. 10 Savvy Ways to Save in 2014. Pay yourself first with a savings account.

2014 88

2014 Saving Bills Emergency Fund 88

Family Balance Sheet

JANUARY 2, 2013

Another Christmas has passed by and while the memory of the Christmas shopping and spending is still lingering in my head, I've come up with a plan for all of us to start saving for 2013. Step 3: On the 25th of each month, we will be meeting (via a post) to discuss whether we hit our savings goal for the month.

2013 113

2013 Christmas Club January 113

Family Balance Sheet

AUGUST 30, 2014

The Goal of the Grocery Budget Challenge is to be creative with our meal planning and grocery shopping so that we do not over-spend. We have some upcoming expenses that will be taking a bite out of our savings accounts this fall, so I will be more committed with our grocery budget.

Budgeting 100

Budgeting Budget Grocery Groceries 100

Couponing 101

DECEMBER 4, 2019

If you keep your money in a high-yield savings account, you might be able to get around 2% interest. Because of this, Acorns might be a good choice for people who prefer spending to saving. Since each purchase with a linked account rounds up, you’ll automatically invest a few cents when you shop.

Making 69

Making T-Mobile Money Goals 69

Family Balance Sheet

OCTOBER 25, 2019

This is money I earned from my Christmas shopping last year, so it’s appropriate that I apply it to my Christmas savings. I had amassed $70 and thought it was a perfect addition to our Christmas account. In April, we received a small tax refund and I put $100 of our refund into our Christmas Savings account.

2019 100

2019 October Club Christmas 100

Saving Cents With Sense

JANUARY 3, 2017

Before you know it, you will be saving more in 2015 and become a savvy shopper! 10 Savvy Ways to Save in the New Year. Pay yourself first with a savings account. It is simple to open a savings account if you haven’t already. Avoid impulse buys. Be a savvy spender by using coupons.

New Year's 40

New Year's Saving Bills Emergency Fund 40