Penny Pinchin' Mom

FEBRUARY 16, 2024

The 50-30-20 rule is a rule of thumb when it comes to knowing how much of your salary you should save. Use Your Savings to Make Money While most banks do offer some interest earnings on your savings, there are better places to put that money with high interest rates. However, this rule doesn’t apply to everyone.

Saving Money 52

Saving Money Money Saving Bills 52

Penny Pinchin' Mom

FEBRUARY 16, 2024

Do you have a retirement plan or a healthy savings account? When you have a target in mind, you tend to go harder at the saving game than when you are just putting money aside for a rainy day. Set personal and financial goals for your savings. This is something every parent needs to think about. They can be anything.

Money 52

Money Insurance Debt Bulk 52

Prairie Eco-Thrifter

MAY 22, 2011

Some families find it feasible to make drastic cuts to non essential expenditures such as entertainment, dining out, and vacationing. Use a savings account to pay down debts. Once you have devised a monthly budget, you can properly account for household income and expenditures. A few dollars here and there seems harmless.

Debt 157

Debt Recession Unemployment Budget 157

Saving Everyday

APRIL 24, 2012

Starting January 2012, we set up an automatic withdraw to a new “vacation savings account” of $25 a week. Having the ”vacation savings account” is like a back-up plan so we don’t feel strapped while we’re there. See how I paid for our last Disney vacation ,

March 86

March Disney Friends And Family Sale Vacation 86

Family Balance Sheet

MARCH 26, 2021

An emergency fund is NOT a spending account. Please don’t confuse this money with vacation money or new furniture money. Your wants and dreams are secondary and should be saved separately. Create a separate savings account and call it your Emergency Fund. Be diligent about how you use this account.

Emergency Fund 130

Emergency Fund Building 2007 Credit Cards 130

Family Balance Sheet

JANUARY 3, 2012

Start a Car Replacement Savings Account. Start College Savings Accounts for our Girls. Our oldest daughter is in Kindergarten and we have not started to save for her higher education. Our first decision is how much do we want to save for each of the girls and then we'll go from there.

Financial Goals 127

Financial Goals Goals 2012 Emergency Fund 127

Saving With Shellie

NOVEMBER 23, 2012

Right now you can get $125 in free money , simply by opening a completely free checking account. Open an ING Orange Savings Account by 11/25. I love the fact that you can open as many accounts as you want. ING Direct has brought back their FREE cash offer and who doesn’t need free cash this time of year!

ING Direct 58

ING Direct Emergency Fund Savings Account Credit Cards 58

Family Balance Sheet

JANUARY 25, 2019

It’s 20 degrees outside and all you want to focus on is warmer weather and summer vacation. On the 25th of each month, we will be meeting here (via a post) to discuss whether we hit our savings goal for the month. The post 2019 Christmas Savings Club appeared first on Family Balance Sheet. Source: The Street.

2019 100

2019 Club Christmas 2018 100

Prairie Eco-Thrifter

MARCH 11, 2012

After you have paid off your debt, the next thing you need to do is invest your money on a certificate of deposit or a high-yield savings account. If you feel this is enough to spend on a vacation, then you should do it. Even if it takes up most of the money, you will no longer be bothered with your debt. Investing Your Money.

Debt 186

Debt Money Win New Cars 186

Saving With Shellie

JUNE 30, 2012

Right now you can get $76 in free money , simply by opening a completely free checking account. Open an ING Orange Savings Account. Once you activate your card, use it to make three purchases within 45 days of opening your account. Set up Direct Deposit on the Savings Account you opened above.

ING Direct 55

ING Direct Emergency Fund Savings Account August 55

Family Balance Sheet

MARCH 15, 2017

In October 2003, I left a career as a department store buyer with a nice paycheck, paid vacation days, 401k match, profit sharing, and health benefits, to pursue a life of self employment with my husband where all of those things are up to us. We did take advantage of one benefit of a high deductible health plan: a Health Savings Account.

Health Insurance 100

Health Insurance Insurance Health 2003 100

Prairie Eco-Thrifter

JUNE 22, 2014

Save your ‘savings’ You aren’t saving money if you spend less on something and buy something else with the ‘savings’! Bank the money you save into your savings account to legitimately call it saving. Don’t sell the farm (don’t kill the golden goose).

Money 217

Money Mom Credit Cards Bank 217

Saving With Shellie

NOVEMBER 29, 2013

I love the fact that you can open as many accounts as you want. We have quite a few: Checking, Savings, Vacation Account, Stan’s Business Account, Little J’s savings account, Emergency Fund. Capital One makes it easy to transfer money back and forth between our credit union.

Emergency Fund 68

Emergency Fund January Credit Cards Sonic 68

Saving With Shellie

JULY 2, 2012

Right now you can get $76 in free money , simply by opening a completely free checking account. Open an ING Orange Savings Account. Once you activate your card, use it to make three purchases within 45 days of opening your account. Set up Direct Deposit on the Savings Account you opened above.

ING Direct 45

ING Direct Emergency Fund Savings Account August 45

Saving With Shellie

MARCH 2, 2012

I love the fact that you can open as many accounts as you want. We have quite a few: Checking, Savings, Vacation Account, Business Account, Baby J’s savings account, New Car Fund, Emergency Fund. ING makes it easy to transfer money back and forth between our credit union.

ING Direct 40

ING Direct Emergency Fund New Cars Vacation 40

Saving With Shellie

APRIL 18, 2012

I love the fact that you can open as many accounts as you want. We have quite a few: Checking, Savings, Vacation Account, Business Account, Baby J’s savings account, New Car Fund, Emergency Fund. ING makes it easy to transfer money back and forth between our credit union.

ING Direct 49

ING Direct Emergency Fund Sonic New Cars 49

Saving Everyday

SEPTEMBER 15, 2012

It’s a very simple program that turns your everyday spending into a little extra savings account to help pay for your family’s college expenses or withdraw for yourself. You do nothing…as long as you use one of your registered cards, the money automatically goes into your Upromise savings account!

College 55

College Dining Money Used 55

Saving With Shellie

MARCH 15, 2012

I love the fact that you can open as many accounts as you want. We have quite a few: Checking, Savings, Vacation Account, Business Account, Baby J’s savings account, New Car Fund, Emergency Fund. ING makes it easy to transfer money back and forth between our credit union.

ING Direct 49

ING Direct Emergency Fund Sonic New Cars 49

Family Balance Sheet

FEBRUARY 19, 2022

There’s a yearly fee and a learning curve, but I love YNAB and it helps me stay on budget and financially organized with our day-to-day checking and savings accounts. Home, auto, kids, dog, medical, vacation, blah blah blah…it all adds up and it all needs to fit into our budget. Pay our bills in a timely manner.

Office 130

Office Family Finance Kids and Family 130

Prairie Eco-Thrifter

OCTOBER 7, 2014

Lots of little changes can add up to big results, like a fatter savings account, more contributions to retirement funds , the means to do really cool stuff and just greater peace of mind. Do you hope to save a certain portion of your income each month? If you answered yes to that question, you are not alone.

Money 113

Money Goals Budgeting Budget 113

Saving With Shellie

JULY 1, 2013

I love the fact that you can open as many accounts as you want. We have quite a few: Checking, Savings, Vacation Account, Stan’s Business Account, Little J’s savings account, Emergency Fund. ING makes it easy to transfer money back and forth between our credit union.

Emergency Fund 51

Emergency Fund Sonic Frugal Lives Frugal Living 51

Saving Everyday

MAY 11, 2013

Back in January 2012, we set up an automatic withdraw to a new “vacation savings account” of $25 a week. Having the “vacation savings account” is like a back-up plan so we don’t feel strapped while we’re there.

Disney 40

Disney April Gift Cards Re-use 40

Family Balance Sheet

AUGUST 11, 2016

.” Recently Go Banking Rates conducted two studies on savings rates with startling results. Almost 70% of Generation X have less than $1000 in personal savings account. *. of Generation X report a retirement savings account balance of $0.**. of Gen X report they have saves less than $10,000 for retirement.**.

Emergency Fund 100

Emergency Fund Money Finance Debt 100

Saving Everyday

APRIL 12, 2013

Back in January 2012, we set up an automatic withdraw to a new “vacation savings account” of $25 a week. Having the “vacation savings account” is like a back-up plan so we don’t feel strapped while we’re there.

Disney 69

Disney March Gift Cards Ebates 69

Saving With Shellie

JANUARY 5, 2011

I love the fact that you can open as many accounts as you want. We have quite a few: Checking, Savings, Vacation Account, Business Account, Baby J’s savings account, New Car Fund, Emergency Fund. ING makes it easy to transfer money back and forth between our credit union.

ING Direct 49

ING Direct Emergency Fund New Cars Vacation 49

For the Mommas

JANUARY 11, 2011

If there is money left in your budget at the end of the pay period, move it to savings as well. I know a lot of people move this money into a separate vacation or fun money savings account. In my book, rebate checks equal easy savings. There should be no need to add it back into the budget, so save it!

Back To Basics 59

Back To Basics Saving Budget Budgeting 59

Saving Everyday

DECEMBER 24, 2011

It’s a very simple program that turns your everyday spending into a little extra savings account to help pay for your family’s college expenses or withdraw for yourself. You do nothing…as long as you use one of your registered cards, the money automatically goes into your Upromise savings account!

College 45

College Dining Money Used 45

Saving With Shellie

JULY 2, 2013

I love the fact that you can open as many accounts as you want. We have quite a few: Checking, Savings, Vacation Account, Stan’s Business Account, Little J’s savings account, Emergency Fund. Capital One makes it easy to transfer money back and forth between our credit union.

Emergency Fund 40

Emergency Fund Sonic Frugal Lives Frugal Living 40

Family Balance Sheet

FEBRUARY 22, 2011

Your wants and dreams are secondary and need to be saved for separately. Don't confuse this money with vacation money or new furniture money. It is not a spending account. Save it and forget about it. Which comes first: saving for an emergency OR paying off debt? Absolutely! It is for emergencies.

Emergency Fund 127

Emergency Fund 2007 Personal Finance Debt 127

Saving With Shellie

JULY 3, 2013

I love the fact that you can open as many accounts as you want. We have quite a few: Checking, Savings, Vacation Account, Stan’s Business Account, Little J’s savings account, Emergency Fund. Capital One makes it easy to transfer money back and forth between our credit union.

Emergency Fund 40

Emergency Fund Sonic Advantage Frugal Lives 40

Saving Cents With Sense

JANUARY 1, 2014

I have many ways for you to start saving, including couponing, but before you become overwhelmed with the idea, here are 10 tips that are simple, easy and will make you one savvy shopper in 2014, so you can start saving more. 10 Savvy Ways to Save in 2014. Pay yourself first with a savings account.

2014 88

2014 Saving Bills Emergency Fund 88

Saving With Shellie

FEBRUARY 2, 2011

I love the fact that you can open as many accounts as you want. We have quite a few: Checking, Savings, Vacation Account, Business Account, Baby J’s savings account, New Car Fund, Emergency Fund. ING makes it easy to transfer money back and forth between our credit union.

ING Direct 45

ING Direct Emergency Fund DVDs New Cars 45

Family Balance Sheet

FEBRUARY 11, 2016

An emergency fund is NOT a spending account. Please don’t confuse this money with vacation money or new furniture money. Your wants and dreams are secondary and should be saved for separately. Create a separate savings account and call it your Emergency Fund. Be diligent about how you use this account.

Emergency Fund 100

Emergency Fund Building 2007 Credit Cards 100

Family Balance Sheet

APRIL 1, 2021

Now that we’ve paid off six figures of non-mortgage debt , we are working on saving 6 months’ expenses and maybe even more. Consider setting the money aside in a savings account that isn’t immediately accessible and doesn’t have an ATM attached to it This will help to avoid any impulsive non-emergency spending.

Emergency Fund 130

Emergency Fund Money Finds Friends And Family Sale 130

Saving Cents With Sense

JANUARY 3, 2017

Before you know it, you will be saving more in 2015 and become a savvy shopper! 10 Savvy Ways to Save in the New Year. Pay yourself first with a savings account. It is simple to open a savings account if you haven’t already. Pack a lunch and watch your savings grow.

New Year's 40

New Year's Saving Bills Emergency Fund 40

Family Balance Sheet

OCTOBER 18, 2019

We never stopped taking vacations, but our trips were mostly camping in our pop-up or renting a beach house with other families. Start Additional Savings Accounts. We have several things that we want to start saving for, such as a car replacement fund, some home repairs/updates, a new camper, and travel.

Debt 100

Debt 2019 Financial Goals Emergency Fund 100

Family Balance Sheet

OCTOBER 13, 2014

Don’t confuse this money with vacation money or new furniture money. An emergency fund is not a spending account. Create a separate savings account and call it your Emergency Fund. Sit down with your spouse and discuss what level you are comfortable starting out with and GET THERE. Absolutely!

Emergency Fund 100

Emergency Fund Finance Organic Organization 100