Prairie Eco-Thrifter

OCTOBER 15, 2011

Yeah, There’s a Calculator for That Refinancing your mortgage to a lower rate and paying the same amount is an interesting sound-byte from Personal Finance Bloggers – but has anyone really run the numbers? The return on this strategy is relatively paltry, as this calculator shows! Family Money Values: Who Manages Your Money?

October 200

October 2011 Finance Personal Finance 200

Prairie Eco-Thrifter

JANUARY 12, 2014

Examples of financial advisor suggestions that would have steered my family wrong: An estate trustee at a bank recommended selling off Chevron stock that my Aunt owned “because it is too risky”. Vanguard’s Personal Financial Planner thought I should change invest all my retirement money in bonds when I moved it from my 401K to an IRA.

Money 170

Money 401K Bank Banking 170

Prairie Eco-Thrifter

OCTOBER 11, 2011

Hubby is one of those lucky few that actually has a pretty safe pension – one that also comes with health plans (which cover me as well) – so calculating his was easy. However, I haven’t learned this lesson too well, as I still have the second plan, which is a 401K.

Real Estate 207

Real Estate Money Recession Work 207