Fashion Without Guilt

APRIL 19, 2010

Please formspring me and let me know, if you have any knowledge of 401k or just want to share your experiences. I will keep you updated on my progress in my 401k enrollment process and share some tips that I learn along the way. Tags: retirement retirement plan 401k saving for the future 401k enrollment stocks company match 401k retirement Finance has always been a interest of mine ever since I can remember. I have always been a frugal shopper at heart.

2010 59

2010 401K Frugal Finance 59

Coupons Do Work

FEBRUARY 17, 2016

Here is Publix ad 2/17 – 2/23 (Wednesday ad) with coupon matchups : This week, besides the awesome BOGOs, there is FREE Maruchan Yakisoba, Share this list via email. Feb 17 - Feb 23. GAV 2/… HBA 2/… B1G1 Pricing Based on Single Purchase of 1 Item. Cantaloupe, Chunks, per lb - $1.75. Cantaloupe, Chunks, per lb.

Publix 100

Publix Miami Cake Flowers and Gifts 100

Coupons Do Work

FEBRUARY 18, 2016

Here is Publix ad 2/18 – 2/24 (Thursday ad) with coupon matchups : This week, besides the awesome BOGOs, there is FREE Maruchan Yakisoba, Share this list via email. Feb 18 - Feb 24. GAV 2/… HBA 2/… B1G1 Pricing Based on Single Purchase of 1 Item. Cantaloupe, Chunks, per lb - $1.75. Cantaloupe, Chunks, per lb.

Publix 100

Publix Miami Cake Flowers and Gifts 100

Fashion Without Guilt

SEPTEMBER 14, 2009

Mind you that is a bit excessive but again with a healthy salary and a nice standing in his 401K and real estate invesments he is sitting pretty. Tags: 401k Ramit Sethi money frugal ways to save security salary afford frugal tip monday iwillteachyoutoberich finance saving money Fashion Without Guilt book Finance is another true love of mine. I came across a great article on Iwillteachyoutoberich.com regarding Conscious Spending.

2009 40

2009 Real Estate Frugal Budgeting 40

Prairie Eco-Thrifter

JULY 16, 2017

Being the smart person you are, you you sign up for a 401K with company matching and do the right thing by starting to pump as much into it as possible. In 5 years – you’ve married and had a baby, but your 401k still goes to Mom and Dad when you die. If you have a life insurance policy squirreled away, or a 401K from an old job no one knows about, the beneficiary will not know to submit a claim and the monies will not be paid.

2017 140

2017 401K Grandchildren Insurance 140

Prairie Eco-Thrifter

MAY 6, 2012

In other surveys, these are some of the reasons people give - - “I’m young, I just want to have fun; there’s still plenty of time.” - “Retirement seems so far away; there’s no real urgency.” - “I don’t earn enough to be able to put anything away for retirement.” - “With the rising cost of living, I am having trouble making ends met, let alone putting anything aside for the future.” - “My boss doesn’t have a 401K for me to join.”

2012 261

2012 401K McDonalds Work 261

Prairie Eco-Thrifter

MAY 6, 2016

When I retired, I used this method to re-invest the proceeds from my company 401K (that I had rolled into an IRA). It caught me by surprise that the stocks/mutual funds in which I invested while in the 401K could not be transferred in kind to my IRA. Instead, they had to be sold within the 401K and the proceeds reinvested in the IRA. I’m always on the look out for investment books I haven’t yet read. I pick up a lot of them at garage sales for 25 cents to a $1.

2016 100

2016 401K Emergency Fund Goals 100

Prairie Eco-Thrifter

FEBRUARY 3, 2012

Have you looked at your 401K and almost choked because of its decline? Let’s face it, the economy stinks and there isn’t an end in sight. So what should we do about this situation when it comes to investing our hard earned money? Well, some investors have turned to gold. The Benefits of Gold Investment. You’ll be surprised to learn about all of the benefits of gold.

2012 209

2012 Economy 401K Grandchildren 209

Prairie Eco-Thrifter

FEBRUARY 9, 2012

Instead of investing your money in education or your 401K, your money goes to clothes, gadgets, big screen TV’s or alcohol. If you always have more month than cash and never seem to get ahead or even to even, it’s time to look at some reasons you may be broke. You spend your money on the wrong stuff. If you don’t have enough money, it’s time to quit spending on stuff that doesn’t last. You don’t keep track of your money flow.

2012 203

2012 401K Debt Finance 203

Prairie Eco-Thrifter

JANUARY 12, 2014

Vanguard’s Personal Financial Planner thought I should change invest all my retirement money in bonds when I moved it from my 401K to an IRA. Many, if not most, financial institutions, advisers, and planners recommend very conservative strategies for those nearing or in retirement. Take their generic advice at your own risk! Most likely they are just trying to avoid liability and cover their you know whats.

2014 170

2014 401K Grandchildren Goals 170

Prairie Eco-Thrifter

MAY 8, 2011

Ramsay presents Borrowing From Your 401k. Among the many benefits afforded to many 401k participants is the ability to borrow funds from the account for personal purposes. Welcome to the 18th edition of the Totally Money Carnival. This week’s theme is spring, spring cleaning that is, and I ain’t talking about those dust bunnies. I am talking about spring cleaning your finances and finding more ways you can save money.

Money 232

Money Saving Money 2011 Insurance 232

Prairie Eco-Thrifter

JUNE 30, 2011

Suba tells us why you should not use your 401K. Hello and welcome to the 4th edition of the Link Love Carnival. The Link Love Carnival is an avenue I created where bloggers can work together to “ build a better world “. Each month a charity for the carnival is chosen. This month, our charity of choice is The Livestrong Foundation. All of us know someone who has had or is living with cancer, so we are banding together in June and help find a cure.

2011 124

2011 Compost Composting 401K 124

Prairie Eco-Thrifter

JUNE 11, 2012

For USA Investors An employer-matched 401k allows you to contribute up to $22,000 if you’re over 50; whatever amounts your employer adds to this is basically free money. Are you too old to start investing? The answer is a resounding No! Sure, you need to carefully consider which type of investment is going to suit your situation best but there are many investment strategies available from which to choose.

2012 187

2012 Taxes 401K Goals 187

Prairie Eco-Thrifter

OCTOBER 15, 2011

Stock Market Basics: How Does 401k work Understanding 401k is a must to help you save money for retirement purposes plus it also helps you save taxes and get more cash in your hands. Welcome to this week’s Yakezie Carnival. This week I as your host have chosen the theme of “Growth” and here is why. The original Yakezie Carnival was first hosted on February 28, 2010 and was called the Yakezie Challenge Carnival.

2011 200

2011 October Finance Personal Finance 200

Prairie Eco-Thrifter

APRIL 30, 2013

Unfortunately, to move them, I had to cash some the investments out in the 401K, leaving me with quite a few funds to get back into the market. Ever since we stumbled past the Fiscal Cliff and the budget crisis, the stock market has been rising like a hot air balloon in an updraft (at least as of the time this post was written at the end of March 2013).

2013 187

2013 Recession Economy 401K 187

Prairie Eco-Thrifter

OCTOBER 11, 2011

However, I haven’t learned this lesson too well, as I still have the second plan, which is a 401K. This post was written by Marie. . Do you dream of retiring some day? Maybe you are ready to retire financially but have other concerns. Perhaps you are socking away go-goobs of money for a far off retirement date and are wondering if it is worthwhile to forego all those ‘along the way’ life treats in order to be prepared for retirement. I’m retired!

2011 207

2011 Real Estate Recession 401K 207

Prairie Eco-Thrifter

JULY 31, 2015

Being out of the work force to raise babies put me behind on the retirement savings front, but I caught up through regular 401k contributions, and additional IRA savings and ended up with more than most people do put aside. Many people, approaching or in their forties, despair – thinking their life is over now that they are sooooo old. As someone now in their sixties, let me tell you that your forties are a really great phase of life!

Money 100

Money 2015 Home and Garden Kids and Family 100

Family Balance Sheet

AUGUST 17, 2011

Keep the quarterly statements for your 401k or other IRA accounts until you receive the annual statement. Are your financial documents piled up in the corner of your office or under your desk? A few years ago, I was just filing papers in my cabinet, but not purging along the way. It got to the point where I couldn't close the drawers of my filing cabinet, so I took some time to weed them out.

2011 153

2011 Family Taxes Home Improvement 153

Prairie Eco-Thrifter

JULY 4, 2011

Crystal from Stupid Cents talks 401k Allocation and where to put your money. Hello and welcome to the 316th Carnival of Personal Finance- Family Edition. This week I am reminding you all about those special people in your life- your family. This past weekend I headed out west with my husband, brother, and his girlfriend to help my parents move into their new house. It was during this rather taxing weekend that I was reminded of how great a loving family can be.

Personal Finance 240

Personal Finance Finance Kids and Family Family 240

Family Balance Sheet

MARCH 15, 2017

In October 2003, I left a career as a department store buyer with a nice paycheck, paid vacation days, 401k match, profit sharing, and health benefits, to pursue a life of self employment with my husband where all of those things are up to us. Health insurance is a touchy subject. This post is not meant to be taken in a political way. Instead I’m writing about my family’s experience with traditional health insurance and how it has affected OUR finances.

Health Insurance 100

Health Insurance Insurance 2017 Health 100

Saving Cents With Sense

FEBRUARY 28, 2014

This is especially important if you get a 401K match from your employer, as that’s free money. Your parents did a great job at keeping you fed, clothed, sheltered, and teaching right from wrong. Unfortunately, navigating the financial world wasn’t on their list of life lessons to impart, leaving you to figure it out by yourself once you’re out on your own. With PNC reporting that the average 20-something faces $45,000 in debt, and Generation Opportunity finding a 15.9

Parenting 81

Parenting Economy 401K Student 81

Prairie Eco-Thrifter

JANUARY 28, 2011

Personal Finance by the Book askes if we should borrow from our 401K? As some of you know, one of my goals for 2011 is to become a certified fitness professional. In order to do this I need to take a few courses at our local university. Well, I signed up for 2 of the 3 I need to complete which are to take place this weekend and one other weekend in February. The goal was to be certified by summer. Well, plans have had to change.

2010 124

2010 January 2011 Finance 124

For the Mommas

JANUARY 23, 2013

Have more money automatically withdrawn from your paycheck and put in your 401k. Nearly 46% of consumers say they typically consider making a financial resolution – up 31% since the first year of the survey in 2009. The top 3 financial resolutions? Saving more (52%), spending less (19%) and paying off debt (19%).

Monitors 40

Monitors Consumer Debt Refinancing 40

Prairie Eco-Thrifter

APRIL 6, 2012

Bob presents 401k Hardship Distributions: What you need to know posted at ChristianPF , saying, “Hopefully you don’t know what hardship distributions and hopefully you will never need to know. Welcome to the April 6, 2012 Edition #231 of the Carnival of Financial Planning. This edition is arranged by subject heading, so that you can browse efficiently. Enjoy! The Skilled Investor , Editor. Budgeting and Economics.

Money 133

Money 2012 Finance Real Estate 133

Prairie Eco-Thrifter

MAY 10, 2012

Taxes are going up in 2013 for everybody Paul Tabbet presents Retirement Planning Worksheet Software posted at Tax Planning Software , saying, “Retirement planning software should automate the development of lifetime projections that incorporate tax laws and rules associated with tax-advantaged retirement investment incentive programs such as traditional IRA, Roth, 401k, 403b, SEP, Keogh, and other retirement plans.”

2012 113

2012 May Money Identity Theft 113

Prairie Eco-Thrifter

JUNE 14, 2012

Welcome to the June 15, 2012 Edition #241 of the Carnival of Financial Planning. This edition is arranged by subject heading, so that you can browse efficiently. Enjoy! The Skilled Investor , Editor Budgeting and Economics Paul Vachon presents Frugal Living Made Easy posted at The Frugal Toad , saying, “Frugal living is all about making informed and deliberate choices in how to spend money.

2012 124

2012 June Money Debt 124