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Cash-Out Refinancing: How It Works, When To Do It

Savings Corner

You can take advantage of tax deductions: If you use the funds for home improvements, you could take advantage of the interest deduction. The balance doesn’t have to be repaid as long as the borrower lives in and maintains the home and pays their property taxes and homeowners insurance.

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How to Say No When a Sibling Asks for Money

Prairie Eco-Thrifter

Plan a Speech Develop an elevator speech – a very short (1 minute or so) prepared speech to control the conversation. Keep it businesslike and a bit formal and use this speech to prevent the conversation from becoming a high pressure appeal to your heartstrings. Take Baby Steps Start by saying no to small things.

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