No Cost Refinancing – Pros and Cons

Prairie Eco-Thrifter

Are you thinking about taking out a no cost refinancing loan to help you secure a mortgage? Here’s what you need to know about this type of refinancing. What Is No Cost Refinancing? Some of the advantages of no cost refinancing are: No upfront costs.

Four Side Hustles for You and Your Family This Year

Prairie Eco-Thrifter

Apart from that, side hustles offer a very reliable way of refinancing your online installment loans and any other loan you might have. There comes a time in all our lives when we have been faced with financial difficulties. Most of the well-meaning people will advise you to cut back on your overall spending. But you find that that alone may not cut it sometimes, and may not be the best solution. It will help lessen the financial strain, but not fully eradicate it.

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Forget the Small Stuff; Save Money on Bigger Costs

Prairie Eco-Thrifter

If you haven’t refinanced to a low interest rate, you could be missing out. About a year and a half ago I refinanced my house. In the personal finance world, it’s common to focus on all the small ways you can save money each day.

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Create a Personal Escrow Account for Your Quarterly & Yearly Bills

Family Balance Sheet

I started our personal escrow account years ago, when we refinanced our mortgage. April is always a very expensive month for us.

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Get your FREE Family Balance Sheet Excel Spreadsheet

Family Balance Sheet

We refinanced multiple times during the hey day of low interest rates at various banks and credit unions. October is a big month for me. I met my husband in October. We married in October.

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Our 2017 Debt Freedom Plan Update

Family Balance Sheet

Over the years, we took advantage of low interest rates and refinanced and transferred the loan several times. As I reflect back to January 2016, I started that year pretty determined to pay off the balance of our non-mortgage debts. I even created a hashtag, #crushingdebt2016.

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Taking a Loan: Is Now a Good Time?

Prairie Eco-Thrifter

Related posts: No Cost Refinancing – Pros and Cons. The global economic downturn and credit crunch has placed a large number of people under great financial pressure. Many are seeking loans to help give them short term respite from current money worries.

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Three Expensive Sources of Quick Cash

Prairie Eco-Thrifter

5 Rules For Borrowing Money From Friends And Family No Cost Refinancing – Pros and Cons Understanding Your First Mortgage. What happens if you are hit with an expense that you can’t afford, and your emergency fund just isn’t up to scratch yet?

Small Money Mistakes That Have Big Consequences

Prairie Eco-Thrifter

Related posts: Start Small; Dream Big: Achieving Financial Security From Small Beginnings Don’t Make These Refinancing Mistakes Take Small Steps Towards Great Financial Health How to Have a Small Budget Wedding Manifest More Money Into Your Life- Step 6.

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How to Save Money on Your Home’s Mortgage

Prairie Eco-Thrifter

Refinancing your loan can save your thousands of dollars a year in interest payments. The biggest expense in most people’s budget is their mortgage payment. Mortgage payments can account for 30 to 35% of a person’s monthly income.

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The Pros and Cons of Choosing Home Exercise Over a Gym Membership

Prairie Eco-Thrifter

Related posts: No Cost Refinancing – Pros and Cons. Exercise can help you to improve both your mental and physical health but for many people, affording a gym membership is out of the question financially.

It’s Harley Time – But Is It Worth the Cost?

Prairie Eco-Thrifter

No Cost Refinancing – Pros and Cons. On warm sunny days, especially after a spell of cold weather and snow, the sound of Harley-Davidson motorcycles roars through the air as the riders emerge, one by one, in pairs or groups astride their proof of coolness motor bikes. A bit of Harley trivia.

The High Cost of Speeding

Prairie Eco-Thrifter

Related posts: No Cost Refinancing – Pros and Cons. Have you been pulled over for speeding? Chances are you have, if my experiences are any indicator. You see, I am one of those drivers that obeys the speed limit and traffic laws. I have never had a ticket.

Yakezie Carnival October 16, 2011- Growth Edition

Prairie Eco-Thrifter

Yeah, There’s a Calculator for That Refinancing your mortgage to a lower rate and paying the same amount is an interesting sound-byte from Personal Finance Bloggers – but has anyone really run the numbers? Welcome to this week’s Yakezie Carnival.

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Saving Tips & Free Crediting Monitoring

For the Mommas

By refinancing, consumers could quickly save hundreds of dollars every year without having to make significant cuts to their budget. Nearly 46% of consumers say they typically consider making a financial resolution – up 31% since the first year of the survey in 2009.

Overhaul Your Monthly Budget: Tips to Save Now So You Can Splurge Later

Saving Cents With Sense

The most significant chunk of your monthly budget is likely spent on mortgage payments, and the Federal Housing Administration (FHA) suggests homeowners can lower monthly mortgage payments by refinancing their mortgages.