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Best College Student Credit Cards of February 2024

Savings Corner

For example, good credit can improve your chances of landing a job or renting an apartment. When you submit an application to rent an apartment, the landlord may look at your credit score to gauge how likely you are to pay your rent on time. Here’s how to use your card to your advantage: Buy only what you can afford.

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Tips for Protecting Your Identity

Saving Cents With Sense

Each year, more than 9 million people have their identity stolen, resulting in debt , lost job opportunities, and even a criminal record. Only give your social security number out when absolutely necessary, and take the proper steps to ensure it’s not spread to inappropriate channels or people who will take advantage of the information.

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Ways to Build Credit Without Relying Solely on Credit Cards

Prairie Eco-Thrifter

For those who prefer to pay with cash and avoid the credit card debt cycle altogether, building a solid credit history and high FICO score can be a challenge – but it doesn’t have to be. Debt load – 30%. This portion of your score reflects how much debt you carry. If you prefer to pay cash and avoid revolving debt, that’s great.