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Find Out How Ruth and Her Husband Paid off Their Mortgage

Family Balance Sheet

We also stopped eating out and even went on regular spending freezes. Stop eating out. Luckily the closest Starbucks is about 25 minutes away, so I usually only indulge while I am traveling. We started making a monthly cash budget and paying with cash instead of credit or debit cards. Or going to Starbucks.

Debt Free 100