10 Smart Ways to Become Debt Free

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It’s no secret, I am fascinated, encouraged, and border-line obsessed with debt freedom. The idea of becoming debt free makes me downright giddy. So I love to hear the success stories of others who have found debt freedom. What did they specifically do to become debt free? So back in August of 2014, I scoured the internet to look for sources for a new series, Debt Free Stories. 10 Smart Ways to Become Debt Free.

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Meet Krista & Jon Who Paid Off $36,000 | Debt Free Stories

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Welcome to Debt Free Stories! They paid off $36,000 in debt and cash flowed graduate school. How much debt did you pay off? What kind of debt was it? After graduating with our bachelor’s degrees Jon and I had about $36,000 in debt between us. With tuition payments and debt payments we spent about $60,395 between January 2012 and March 2014 when we became completely debt free with two bachelor’s and two master’s degrees between us.

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Meet Doug & Laura. They Paid off $23,000 in 16 Months. | Debt Free Stories

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Welcome to Debt Free Stories. How much debt did you pay off? What kind of debt was it? The debt consisted of my student loans and a car loan. What inspired you to get debt free? When my wife and I got married, we both made the decision that our first financial priority would be becoming debt free. Did you follow a particular debt freedom plan or book, such as Dave Ramsey or Debt-Proof Living? Debt Free Stories

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Meet Tracy, a Single Mom Who Paid Off $41,587 | Debt Free Stories

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Welcome to Debt Free Stories. She paid off $41,587 in debt in 14 months! My daughter and I are gluten free due to celiac and changing to a healthy grain free sugar free way of cooking has become a big passion of mine over the last couple of years. How much debt did you pay off? What kind of debt was it? What inspired you to get debt free? I was inspired to get debt free for 2 main reasons: 1.

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Meet Jackie. She and Her Husband Paid off $147,000 in Debt | Debt Free Stories

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Welcome to Debt Free Stories. She and her husband paid off $147,000 in debt–including their home. After paying off the debt, she was able to quit her job to pursue her passion. She blogs at The Debt Myth. Quitting my job is one of the things being debt free has enabled us to do. If you want to become debt free, I’m here to tell you it is TOTALLY worth all the time, effort, and frustration. How much debt did you pay off?

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WHY We Want to Be Debt Free

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Why are we jumping through these hoops to be debt free? WHY do we want to be debt free? When we wrote our Debt Freedom Plan , I posted it on the refrigerator as a daily reminder for the two of us. Daddy and I needed to pay off some debts before we could make a trip to Disney. ”, “What does debt freedom mean?” ” and my favorite to explain, “What is debt?” “What is debt, mommy?”

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4 Reasons to Graduate Debt-Free

Prairie Eco-Thrifter

Students now more than ever are graduating into a life of student loan payments, debt, and economic uncertainty. Here are some great reasons why you should try to graduate without debt: Job Freedom. When you are saddled with debt, you have to make choices based on paying back that debt. Graduating debt free would give you the opportunity to evaluate what type of company you’d rather work for, instead of who can afford you. Debt is a Waste of Money.

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Do You Have a Debt Free Story that You’d Like to Share?

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Is your goal to be debt free? They’ve read our family’s Debt Freedom Plan ; we keep it on the refrigerator door. I love to read and hear stories from others who have become debt free. I want to know the details of how they became debt free as if there is this big secret or pearl of wisdom that debt free people have cracked the code for. Tracy, a single mom who paid off over $40,000 in debt. . Are you Debt Free?

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How to Live your Dream Life Debt Free

Prairie Eco-Thrifter

Living your dream life debt free requires a simply task of going back to Grade 1 math lessons and applying the concepts. Likewise, in your adult life, you can think of the first number representing the source of your monthly income and the second depicting debt or expenses – you need to borrow from another in order to complete the operation. Now hold that thought and think about this: living your dream life debt free. .

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Prepare Now for a Debt Free Christmas

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Instead, we’ll start the new year off right because we celebrated a debt free Christmas. 2 Ways to Prepare for a Debt Free Christmas. Download my FREE Christmas Gift Spending & Budget excel spreadsheet and get started on your Christmas spending budget TODAY. News flash: 96 days until Christmas morning. Does that thought make you panic? Do you know how you’ll pay for all of the expenses that the holiday season brings?

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Get Debt Free With DIY Debt Settlement

Prairie Eco-Thrifter

Guest Post Author Bio: This guest post was written by Frank Collins, a professional writer specialized in topics related to personal finance, debt relief, credit repair and more. If you’re considering settlement, it’s probably because you can’t afford to pay your debt.

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How To Get Out Of Debt – A Biblical Approach To Living Debt-Free

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Jump onto Amazon and get How To Get Out Of Debt – A Biblical Approach To Living Debt-Free on Kindle for FREE! Freebies & Free Samples

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Shannon & Her Husband Paid off $22,000 in 9 Months

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Today’s Debt Free Story is from Shannon. How much debt did you pay off? What kind of debt was it? As many students do these days, we had tens of thousands of dollars of debt by the time we graduated with our Masters degrees. Living on two-incomes, we could have easily paid off our debt quickly, but we had no idea at the time that “debt free” was even a thing. Read more about Shannon’s debt free journey.

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Meet Amanda & Daniel. They Paid Off $68,000 in Debt in 8 Months.

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Today’s Debt Free Story is from Amanda & Daniel. Together they blog about becoming debt free and location independence in order to serve the world at Life with a Mission. How much debt did you pay off? What kind of debt was it? We paid off $68,000 of debt in eight months. The debt included about $30,000 in student loans, some medical debt, IRS debt, and a small amount on a credit card. Paying off debt can be done!

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Free Download: Debt Free For Life

For the Mommas

Today only, David Bach is offering his Debt Free for Life book for free. If you are thinking of getting out of debt in 2011, this might be a book to get some ideas flowing. Read more about Free Download: Debt Free For Life.

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"Debt Free For Life" FREE Book Download - 1/5 Only!

Inspiring You To Save

Today (1/5) only, you can snatch a FREE book download from David Bach called Debt Free For Life. He has also written Start Late, Finish Rich and The Automatic Millionaire. Go here to download your copy today. var a2a_config = a2a_config || {}; a2a_config.linkurl linkurl = "[link]. Books and Magazines

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Meet Aja. She & her husband Paid Off $110,000 in Debt

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Today’s debt free story is from Aja. How much debt did you pay off? What kind of debt was it? We paid off about $110K worth of debt. We were not as “gazelle intense” as we should have been so we often went back and forth adding new debt, paying off other debt, and cash flowed about 30K of private school tuition, so the numbers can get wobbly at times. What inspired you to get debt free? Debt Free Stories debt free

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Find out how Maureen Paid off $79,540 in Credit Card & Student Loan Debt

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Today’s Debt Free Story is from Maureen. She writes at A Debt Free Stress Free Life. Besides writing on my personal finance blog, A Debt Free Stress Free Life, I’m an adjunct professor at a local college and own a residential and commercial cleaning business. How much debt did you pay off? What kind of debt was it? in credit card debt, and an additional $28,756.17 What inspired you to get debt free?

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Free Download of David Bach's New Book "Debt Free For Life"

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David Bach, the author of the Finish Rich books and The Automatic Millionaire is offering a FREE downloadable copy of his new book, " Debt Free For Life: The Finish Rich Plan to Financial Freedom ". So click here to download this FREE copy. If you would like to receive FREE updates of FBS, there are four ways to do so: through your RSS Feed have updates sent to your email , become a fan and 'like' FBS on Facebook become a Twitter follower

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How Angela & Jeff paid off $58,000 of Debt in 2 Years

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I watched her and her husband’s debt free scream on The Dave Ramsey Show. You can find Angela at her You Tube channel, Our Life…on a Budget , where she vlogs about getting out of debt and staying there! Angela & Jeff’s Debt Free Story. We’re typical Canadians that spend most of our free time in the fall and winter months inside arenas. How much debt did you pay off? What kind of debt was it? worth of debt.

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Find out how Lydia & her Husband Paid off $36,000 in Debt in 2 Years

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Today’s Debt Free Story is from Lydia. She blogs about living a limitless life on a limited budget at Frugal Debt Free Life. How much debt did you pay off? What kind of debt was it? We paid off $36,000 in student loans, credit cards, cars and a bit of medical debt. What inspired you to get debt free? Did you follow a particular debt freedom plan or book, such as Dave Ramsey or Debt-Proof Living? Debt Free Stories

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How this Couple Eliminated $180,000 of Debt in 12 Months!

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The segment was so inspiring that I reached out to her to see if she would participate in the Debt Free Stories series. She hosts a You Tube channel, The Former Mrs. Jones , where she vlogs about budgeting, debt free living, and family life. Meet the Former Mrs. Jones: Her Debt Free Story. How much debt did you pay off? What kind of debt was it? Total, we eliminated $180,000 of debt in 12 months. What inspired you to become debt free?

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Find out How Brian & His Wife Paid off $109,000 in Credit Card Debt

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Today’s Debt Free Story is from Brian. He writes at Debt Discipline about about how his family of 5 deals with money, budgets and debt. I started my blog Debt Discipline to help keep us accountable while paying off our debt. We have involved our children in our money discussion once we decided to become debt free. How much debt did you pay off? What kind of debt was it? It was all consumer debt spread over 5 credit cards.

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Jen & Her Husband Paid off $212,000 in Debt & Medical Expenses in 48 Months

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Today’s Debt Free Story is from Jen. My family and I are most known for paying off over $212,000 worth of debt and medical expenses in four years. In addition to paying off a ton of debt, I am also a 8-time national weightlifter and 2-time US Olympic Festival medal winner as well as an Ironman triathlete. How much debt did you pay off? What kind of debt was it? Over $212,000 worth of debt and medical expenses. Debt Free Stories

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Find out how Anna paid off $23,605 in college, personal loans, and credit cards.

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Today’s Debt Free Story is from Anna. She is on a mission to help others become debt free. How much debt did you pay off? What kind of debt was it? It was a mix of college loans, a personal loan from my parents (for college), an overdraft account, and credit card debt. What inspired you to get debt free? I had tried a lot of different things to get out of debt but nothing worked. Debt Free Stories

Find Out How Ruth and Her Husband Paid off Their Mortgage

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Today’s Debt Free Story is from Ruth. How much debt did you pay off? What kind of debt was it? What inspired you to get debt free? Did you follow a particular debt freedom plan or book, such as Dave Ramsey or Debt-Proof Living? What are the top 3 – 5 ways you found money to put towards debt. What are your top 3 – 5 tips for saving money/pinching pennies to put towards paying off your debt. Debt Free Stories

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Find out How Acadia & Her Husband Paid off $97,000 in Student Loans

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Today’s Debt Free Story is from Acadia. How much debt did you pay off? What kind of debt was it? All of our debt was $97,000 in student loan debt. We ended up buying a house from a relative, which put us in even more debt. However, with my husband being an architect and an overall really handy guy, we decided that fixing up the house and selling it could give us enough profit to at least pay off a big chunk of our debt.

Meet Carrie. She Paid Off $14,000 in Debt in 14 Months.

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Today’s Debt Free Story is from Carrie. How much debt did you pay off? What kind of debt was it? After my first marriage fell apart, I ended up with over $14,000 of consumer debt, made up of a car loan and credit cards. It took just over a year (14 months to be exact) before I paid off all my debts and became debt free! What inspired you to get debt free? Who initiated the debt free goal? Debt Free Stories

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Find out how Jessica paid off $56,000 of student loans, credit cards, and a car loan.

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Today’s Debt Free Story is from Jessica. How much debt did you pay off? What kind of debt was it? I had $56,000 of debt when I decided to become debt free. It took me five years to pay off my debt but two of those years I had a job loss, I was taking care of my grandparents and I had lost my motivation and drive to pay off the debt. What inspired you to get debt free? Not using debt helps create the connection.

Find out how Jessica & Her Husband Paid off $175,000 of Debt

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Today’s Debt Free Story is from Jessica. We live a pretty busy lives and when given free weekends at home we love spending time at home on our little farm. How much debt did you pay off? What kind of debt was it? 130K in mortgage debt. 10K in car payments, $35K in credit card debt. We made the decision to tackle our debt back at our home church in Chattanooga. What inspired you to get debt free? Debt Free Stories

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Find out how Charissa and Her Husband Paid Off $7665 of Debt and Cash Flowed College

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Today’s Debt Free Story is from Charissa. I am a free-lance sign language interpreter, putting my husband through engineering school by paying cash. How much debt did you pay off? What kind of debt was it? We started paying it off when we got married and became debt free just shy of our second anniversary. What inspired you to become debt free? They didn’t like debt, and as I grew up, neither did I. Debt Free Stories

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FREE David Bach Debt FREE For Life Book Download

Saving Cents With Sense

A FREE book download of David Bach’s Debt Free for Life is available today. Just click the link and a pdf with 200+ pages will come up for you. If you like the read, you might want to check out more of David Bach’s books. Thanks, My Frugal Adventures !).

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Find Out How Olivia & Her Husband Paid off Their Mortgage in 33 Months

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Today’s Debt Free Story is from Olivia. We are both planners and despise wasting money on debt/interest, which is what led us to pay off our mortgage as soon as we could! How much debt did you pay off? What kind of debt was it? We paid off a total of $118,000 debt. The first week after our Honeymoon, Ryan paid off the remaining debt on my car. What inspired you to get debt free? We also look for places where kids eat free now.

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Find out How Drew & Farrah Paid off $200k of debt, including their HOME

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So I’m thrilled to bring you today’s story, because I actually watched this couple’s debt free scream when it was live on the show. Drew & Farrah’s Debt Free Story. How much debt did you pay off? What kind of debt was it? ACTUAL MONEY PUT TOWARDS DEBT OVER 5 YEARS (because of interest during the 5 years) – $200,000. What inspired you to get debt free? If married, who initiated the debt free goal?

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Find out how Richard paid off $40,000 of debt

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Today’s Debt Free Story is from Richard of Frugality Magazine , where he shares frugal living tips for financial freedom. How much debt did you pay off? What kind of debt was it? In total I estimate I paid off round $40,000 worth of debt, though depressingly a fair chunk of that was just interest. I left university, as so many do, with a fair chunk of debt. What inspired you to get debt free? Debt Free Stories

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Find out How Chris & His Wife Paid off $52,000 in 7 Months

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Today’s Debt Free Story is a guest post from Chris Peach. We sat down at our kitchen table, took out a simple white piece of paper, and penned out a contract to ourselves: It was our Get Out Debt Contract. It wasn’t me telling her we are going to get out of debt, or her telling me it wasn’t in the budget. Our goal was simple: Pay Off Our Debt and Never Go Back Again. Take the Free Money Peach Budget. Debt freedom is possible!

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5 Steps to Crush Debt in 2016 + FREE Debt Payoff Goal Tracker

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Are you ready to crush debt this year? We’re going to give it everything we’ve got and hopefully pay off the last of our non-mortgage debt by the end of this year. It will be quite a feat because by my calculations we’ll be short each month if we just apply our debt snowball payment. We need to find/earn even more money each month to throw at the debt to make our goal by December 31, 2016. 5 Steps to Crush Debt in 2016.

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How Krystal and Josh paid off $80k in 4 years!

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I love her passion for helping others along their debt free journey. Be sure to check out her website where she is offering a free finance workbook if you subscribe to her newsletter. Krystal & Josh’s Debt Free Story. How much debt did you pay off? What kind of debt was it? It took us four years, but we paid off over $80,000 of debt! We are debt. free except for our mortgage. debts one by one. towards our debt.

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Meet Stacy. She and her husband paid off $20,000 in 8 Months.

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Today’s debt free story is from Stacy. How much debt did you pay off? What kind of debt was it? We were debt free before I was 30 , including our home. The only debt we had was a mortgage – however when we first got married we were stupid and bought a Mercedes. After we purchased our house, we decided that it would be our last debt – so we worked hard and paid the entire thing off in less than 8 years.

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Free eBook: Hope Stands

Couponing 101

Hurry and download your FREE copy of Hope Stands: Ten Reasons Why You Must Not Give Up by Samuel Kee (reg. Sproul’s Crucial Questions eBook Series FREE (reg. $69)! Candle in the Darkness FREE (reg. How To Get Out Of Debt FREE (reg. You can find even more FREE eBooks on Amazon.com. You can download the Free Kindle Reading App to your Computer, iPad, iPhone, or Blackberry! Free eBook: Hope Stands is a post from Couponing 101.

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Smart Ways to Stay Out of Debt – Don’t Let Debt Control You

Saving Cents With Sense

But you need to be watchful that it doesn’t take a lot of time to get caught in the debt cycle if you start splurging. Even though there are legal ways to get out of debt , it is better to stay safe than sorry. Read on to know about some smart ways to keep debts at bay and rein in your finances. Remember the agony : As you’ve once been in debt and you’ve put in your efforts to erase it, you shouldn’t forget the agony that you’ve already been through. Frugal debt free

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Find out how Deacon & his Wife Paid off $52,000 of Debt in 18 Months

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Today’s Debt Free Story is from Deacon. How much debt did you pay off? What kind of debt was it? We paid off $52,000 in consumer debt. It consisted of student loans, a car loan and even some credit card debt. After putting together a budget, it took us 18 months to pay off all of that debt! What inspired you to get debt free? The biggest catalyst for paying of the debt was getting married.

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“We’re Going to Hawaii when…”

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I gave my daughter money for a smoothie for cooperating during the meet and when she walked up to the stand the first thing she said to the guy was “we’re going to Hawaii when we’re debt free” I’m pretty sure my face turned bright red, but the guy behind the stand just laughed and replied that he and his wife were going to Australia when they pay off their bills. More Debt Freedom posts: Our Debt Freedom Plan. WHY We Want to be Debt Free.

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