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Using Kids Crafts to Teach the Gift of Giving

Prairie Eco-Thrifter

You can buy just enough cement for one or two garden stones at places such as Hobby Lobby, but you can get a whole bag of it just as cheaply from a building supply store, such as Lowes or Home Depot. You can get white or gray cement and it comes in different textures.

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Rent vs Buy Calculator: Should I Rent or Buy?

Savings Corner

It factors in any long-term capital gains and also bakes in the opportunity cost of using savings for a rental deposit and a down payment instead of investing the money. You’ll keep paying mortgage insurance (for a period of time, anyway), property taxes, homeowners insurance and HOA dues (if they apply).

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