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Family Budget Spreadsheets 2021

Family Balance Sheet

Years ago, there was a month where I hadn’t planned on a large property tax bill and I wasn’t sure where we were going to find the money. Personal Escrow – Use this spreadsheet to plan for your high yearly expenses, such as property taxes, association fees, insurance, etc. This is a 12-month spreadsheet.

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Introducing: Family Budget Spreadsheets

Family Balance Sheet

There was a month in 2013 where I hadn’t planned on a large property tax bill and I wasn’t sure where we were going to find the money. Personal Escrow – Use this spreadsheet to plan for your high yearly expenses, such property taxes, association fees, insurance, etc. This is a 12 month spreadsheet.

Budgeting 160
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Four Reasons to Have a Gravel Driveway

Prairie Eco-Thrifter

Gravel Doesn’t Cause The County to Raise Our Property Taxes. If we re-installed a paved surface driveway, the county assessor would no doubt cruise by and decide to raise our property taxes – at least according to my spouse! There Are Drawbacks To Gravel On A Driveway.

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Meet a Reader | Stephanie from Texas

The Frugal Girl

Plus, we purchased just outside of the city limits so we have lower property taxes, fewer restrictions, and the freedom to have chickens in our backyard. It was a lot of hard work, and we don’t miss being in the house-renovation season, but we’re so thankful for the opportunity that season gave us to have no mortgage payment.

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How to Budget (and Pay) for Yearly Bills + a FREE Speadsheet

Family Balance Sheet

They can cause a panic, especially when just one bill is into the four figures, like our property taxes or auto insurance! Not sure how to budget for your once-a-year bills? But let me show you how to budget (and pay) for yearly bills with a strategy I’ve used for years.

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Create a Personal Escrow Fund | 31 Days to Organize Your Finances

Family Balance Sheet

Does your property tax bill give you anxiety? Our homeowners insurance and property taxes are not tied in with our mortgage so we receive those bills and are responsible for paying them instead of the bank that owns the mortgage. Please refer back to the original post for a complete list of daily assignments.

Finance 100
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How Much Is Too Much Credit Card Debt ? All You Need to Know

Penny Pinchin' Mom

Debt-to-income = your total monthly debt payments / your total gross monthly income In this case, your gross monthly income is what you make before taxes, while your total monthly debt payments are any debt that will take you more than six months to repay. When it comes to DTI, anything above 43% is considered too risky.