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5 Easy Budget Categories to Reduce

Family Balance Sheet

Gym Membership. I’ve been an avid gym member for over 20 years, so I will never tell anyone to give up their gym membership if they truly use it. Yet there are ways to skip the membership and still get a great workout. My husband volunteers at our local YMCA for a free family membership. It saves us $67 a month.

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Reduce Your Spending in 3 Budget Categories | 31 Days to Organize Your Finances

Family Balance Sheet

Gym Membership. My husband volunteers at our local YMCA for a free family membership. Read How to Get a FREE Gym Membership for more details. Thrift : I regularly stop by my favorite local thrift store and find crazy bargains. Here’s 7 Tips to Conserve Water and Save Money.

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Working Moms on a Budget: 5 Tips for Thrifty Business Fashion

Saving Cents With Sense

Thrift Shopping. With your wardrobe in mind, start with thrift stores. Thrift stores are not the dusty, smelly places of the past. Shopping at an online stores like Overstock means you’ll be able to get name brand clothing at a discount. Before heading to the store, make sure you have a budget in mind.

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