Family Balance Sheet

APRIL 5, 2018

I started a closed Facebook group, Family Budgeters Unite! I envision the group to be a place to find and share tips, motivation, encouragement, and inspiration about family finances and budgeting. We’ll talk about what works for us and doesn’t work for us when it comes to saving and budgeting our money.

Budgeting 100

Budgeting Budget Family Finance 100

For the Mommas

NOVEMBER 7, 2022

My 10 Budgeting Hacks For 2023. Having a budget tells me how much money I have every month, and how much I can afford to spend after emergencies. Budgeting also tells me where I need to start making changes and how much I can save and invest: The below hacks will help you put some extra pennies in the bank.

Budgeting 52

Budgeting Budget Money Saving Coupons 52

Family Balance Sheet

JUNE 8, 2018

During that time, I started to budget for everything. Every aspect of our lives was included in our budget. When people hear the word budget, they think “restriction” and “no fun”, but honestly that couldn’t be further from the truth. Another way to think of a budget is a spending plan.

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Budgeting Budget Financial Goals Groceries 133

Family Balance Sheet

JANUARY 10, 2014

Are you spending more on groceries every month than your budget allows? This year, I need to reduce our monthly grocery spending to $450 a month to stay within our overall budget I have planed for 2014. Why YOU should participate in the Grocery Budget Challenge: 1. To help you stay within your grocery budget on a monthly basis.

Groceries 174

Groceries Grocery Budgeting Budget 174

Prairie Eco-Thrifter

APRIL 16, 2014

Have you ever made a contingency budget- a plan for how you would pay your bills if you suddenly lost your income or how you would handle an unexpected windfall of cash? Have you even created a budget for your current expenses ? The Low Budget. The Medium Budget. The High Budget.

Budgeting 188

Budgeting Budget Lowes Money 188

Prairie Eco-Thrifter

JULY 10, 2014

One of the hardest things to stick to is a budget. I don’t like budgets myself, and actually refer to what I do with my money as a “ spending plan.” ” But budget or spending plan, the reality is that it can be hard to stick to your money commitments when something else comes along. must be paid.

Budgeting 218

Budgeting Budget Work Making 218

Prairie Eco-Thrifter

JANUARY 23, 2014

I remember when I first started budgeting, I found it extremely easy to stick to my budget. As a result, I always knew where I stood financially, and had detailed budgets and spending reports should anything go awry. This is because I couldn’t afford to stray from my budget. Review Your Budget Frequently.

Budgeting 213

Budgeting Budget Graduation Entertainment 213

Prairie Eco-Thrifter

FEBRUARY 19, 2013

We all know that one of the best personal finance strategies is to have a budget and you’ve probably tried to create one at some time. Maybe you’re like me and could never get the budget to balance; I always had more expenditure than income and couldn’t see how I was going to be able to cut expenses. Credit Cards.

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Budgeting Budget Credit Cards Miscellaneous 222

Prairie Eco-Thrifter

AUGUST 31, 2014

When I first met him, my husband was not a budgeter. He was happy saving a small amount of his money and spending the rest, and he felt that budgets were restrictive and for people with a lot less money than he had. When I started budgeting, many pieces of the money puzzle fell into place for me.

Budgeting 180

Budgeting Budget Money Eating Out 180

Prairie Eco-Thrifter

JULY 18, 2012

My husband and I live within our means and budget and hope our children will learn from example. It’s Not Just Important for Children Currently, I’m getting a crash course in just how vital budgeting, preparing and planning for the future is to the stability of your financial future. So, how have you budgeted for life?

Budgeting 201

Budgeting Budget Parenting Kids and Family 201

Family Balance Sheet

NOVEMBER 30, 2014

Back in January I introduced the 2014 Grocery Budget Challenge. I really wanted to reduce our grocery spending for my family of 4 from the average of $634 a month in 2013 to a budget of $450 a month in 2014. The challenge did hold me accountable to my budget, because I didn’t want to report back here that I failed–LOL.

Groceries 124

Groceries Grocery Budgeting Budget 124

Family Balance Sheet

JANUARY 30, 2014

The Goal of the Grocery Budget Challenge is to be creative with our meal planning and grocery shopping so that we aren’t over-spending. January’s homework was to figure out your monthly grocery budget and start meal planning. My success : My January grocery budget was $450. Grocery Budget Challenge'

Groceries 127

Groceries Grocery Budgeting Budget 127

Prairie Eco-Thrifter

OCTOBER 17, 2012

Who needs a budget?’ So who needs to worry about budgeting, savings plans and a secure financial future? The thing is, not having a budget is rather like not having a map when you set out on a road trip. If they had a budget, they would know the answer to this, right down to the last cent. . Well, actually, no!

Budgeting 214

Budgeting Budget Credit Cards Debt 214

Family Balance Sheet

FEBRUARY 28, 2014

The Goal of the Grocery Budget Challenge is to be creative with our meal planning and grocery shopping so that we do not over-spend. We don’t want to make our families miserable with bland meals, boring snacks, and not enough food in the house, but we must stay on budget. Action Step 1 : Plan your grocery budget for March.

Groceries 124

Groceries Grocery Budgeting Budget 124

Prairie Eco-Thrifter

JULY 10, 2012

I like to bake cookies, and I like to budget. I’ve failed at many budgets this way. If you Google how to make a budget, you’ll find the same boilerplate list of steps on thousands of sites. This is what I like to call the Toll House budget. It’s not that I lost my taste for the sweet, chewy goodies.

Cooking 213

Cooking Budgeting Budget Toll House 213

Family Balance Sheet

NOVEMBER 20, 2013

If you haven’t put together a gift & spending budget for the holidays, I urge you to do so and I’d like to make it easy for you. Back in January, I offered my Christmas Gift & Spending Budget excel spreadsheet for FREE. Please put Christmas Spending Budget in the subject line of the email.

Christmas 164

Christmas Budgeting Budget Gifts 164

Family Balance Sheet

AUGUST 30, 2014

The Goal of the Grocery Budget Challenge is to be creative with our meal planning and grocery shopping so that we do not over-spend. We don’t want to make our families miserable with bland meals, boring snacks, and not enough food in the house, but we must stay on budget. My budget is $450. Grocery Budget Challenge'

Groceries 100

Groceries Grocery Budgeting Budget 100

Family Balance Sheet

MARCH 30, 2014

The Goal of the Grocery Budget Challenge is to be creative with our meal planning and grocery shopping so that we do not over-spend. We don’t want to make our families miserable with bland meals, boring snacks, and not enough food in the house, but we must stay on budget. My wins in March: I stayed within our budget of $450.

Groceries 100

Groceries Grocery Budgeting Budget 100

Prairie Eco-Thrifter

JUNE 10, 2013

Here are a few thoughts on giving your child access to music on a budget. What suggestions do you have for parents to give music experiences to their children without breaking the budget? How can you expose your pre-school and grade school age children to musical instruments without spending an arm and a leg? Go Frugal'

Music 185

Music Musical Instruments Budgeting Budget 185

Family Balance Sheet

APRIL 30, 2014

The Goal of the Grocery Budget Challenge is to be creative with our meal planning and grocery shopping so that we do not over-spend. We don’t want to make our families miserable with bland meals, boring snacks, and not enough food in the house, but we must stay on budget. Action Step 1 : Plan your grocery budget for May.

Groceries 100

Groceries Grocery Budgeting Budget 100

Family Balance Sheet

DECEMBER 14, 2018

Here’s a peek at what we ate this week on our budget. I’ve had to bump up the budget over the years as my kids have grown and started to eat as much as adults. The post What We Ate this Week on our Budget 12.14.18 I now spend $600-700/month on groceries and I struggle to remember those days when I spent $400-500.

Budgeting 100

Budgeting Budget Freezers Kids and Family 100

Family Balance Sheet

OCTOBER 6, 2017

Welcome to my weekly series, What We Ate this Week on our Budget. Our monthly grocery budget for my family of 4 is $500. It’s a tight budget and I failed miserably recently, but we have lots of financial goals, so I need to get it back in line. The post What We Ate this Week on our Budget 10.06.17 8 Freezer Meal Recipes.

Budgeting 100

Budgeting Budget Freezers Homemade 100

Family Balance Sheet

JUNE 30, 2014

Ok, Ok, let’s talk grocery budget! The Goal of the Grocery Budget Challenge is to be creative with our meal planning and grocery shopping so that we do not over-spend. We don’t want to make our families miserable with bland meals, boring snacks, and not enough food in the house, but we must stay on budget.

Groceries 100

Groceries Grocery Budgeting Budget 100

Family Balance Sheet

SEPTEMBER 22, 2017

I’ve recently re-started the series, What We Ate this Week on our Budget , because I missed the accountability and I had several readers ask for its return. Our monthly grocery budget for my family of 4 is $500. The post What We Ate this Week on our Budget 09.22.2017 appeared first on Family Balance Sheet.

Budgeting 100

Budgeting Budget Tacos Freezers 100

Prairie Eco-Thrifter

FEBRUARY 20, 2012

Having fun and finding entertainment and recreation opportunities doesn’t have to be expensive, which is great news when you are living with a tight budget. You might need to be a bit more creative than just booking into a 5-star resort or buying expensive tickets to the latest show but it is possible to find budget activities.

Budgeting 189

Budgeting Budget Outdoors Entertainment 189

Family Balance Sheet

OCTOBER 30, 2014

The Goal of the Grocery Budget Challenge is to be creative with our meal planning and grocery shopping so that we do not over-spend. We don’t want to make our families miserable with bland meals, boring snacks, and not enough food in the house, but we must stay on budget. Action Step 1 : Plan your grocery budget for November.

Groceries 100

Groceries Grocery Budgeting Budget 100

Family Balance Sheet

OCTOBER 20, 2017

Welcome to my weekly series, What We Ate this Week on our Budget. Our monthly grocery budget for my family of 4 is $500. It’s a tight budget and I failed miserably recently, but we have lots of financial goals, so I need to get it back in line. The post What We Ate this Week on our Budget 10.20.17 8 Freezer Meal Recipes.

Budgeting 100

Budgeting Budget Freezers Leftovers 100

Family Balance Sheet

OCTOBER 13, 2017

Welcome to my weekly series, What We Ate this Week on our Budget. Our monthly grocery budget for my family of 4 is $500. It’s a tight budget and I failed miserably recently, but we have lots of financial goals, so I need to get it back in line. The post What We Ate this Week on our Budget 10.13.17 8 Freezer Meal Recipes.

Budgeting 100

Budgeting Budget Leftovers Kids and Family 100

For the Mommas

FEBRUARY 25, 2020

Free Make a Budget Worksheet Tear-Off Pad. But, you can print the budget worksheet. You can order a free Make a Budget Worksheet Tear-Off Pad from the FCC ! Use the worksheet to help you create and manage your own budget. Continue reading Free Make a Budget Worksheet Tear-Off Pad at FTM.

Budgeting 59

Budgeting Budget Free Making 59

Prairie Eco-Thrifter

DECEMBER 11, 2012

With this wintry time of year comes a season of parties that could leave you stressed out and strapped for cash if you’re not careful, especially with all of the other demands on your time and your budget at the end of the year. However, a tight budget could leave you with little wiggle room when it comes to your usual arrangements.

Holiday 256

Holiday Budgeting Budget Food and Drink 256

Prairie Eco-Thrifter

AUGUST 19, 2011

Guest Post Author Bio: This is a blog swap post from LaTisha at Financial Success for Young Adults where she writes about budgeting for college students and easy investing for beginners. There are ways to build a green budget without breaking the bank. The final tip I have for building a green budget is to unplug! Go Digital.

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Green Budgeting Budget Clipping Coupons 178

Family Balance Sheet

DECEMBER 9, 2014

20 Fun (& Budget-Friendly) Christmas Activities. It is so easy for the month to get lost in the commercialism and the frenzied pace and while it is fun to receive a gift, my husband and I want the month to be focused on our faith and our family. Plan a Movie Night In.

Christmas 208

Christmas Activism Budgeting Budget 208

Family Balance Sheet

SEPTEMBER 29, 2017

I’ve recently re-started the series, What We Ate this Week on our Budget , because I missed the accountability and I had several readers ask for its return. Our monthly grocery budget for my family of 4 is $500. The post What We Ate this Week on our Budget 09.29.17 This Week in the Kitchen. 10 Smart Tips to Save Money on Meat.

Budgeting 100

Budgeting Budget Homemade Freezers 100

Family Balance Sheet

SEPTEMBER 15, 2017

I’ve recently re-started the series, What We Ate this Week on our Budget , because I missed the accountability and I had several readers ask for its return. Our monthly grocery budget for my family of 4 is $500. The post What We Ate this Week on our Budget 09.15.17 My #1 Simple Tool that Saves Me Hundreds.

Budgeting 100

Budgeting Budget Freezers Kids and Family 100

Coupons Do Work

SEPTEMBER 15, 2016

So here are 25 awesome easy and budget friendly football recipes : Love to cook? lol) We all have our favorites but when it comes down to it, especially when we have people over to entertain OR you want to make fun easy food ideas… spending money is something we really don’t want to do. Looking for easy and frugal recipes?

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Recipes Budgeting Budget Frugal Recipes 100

Teresa's Deals

SEPTEMBER 12, 2015

Easy & Budget Friendly Meal Planning. The post Easy & Budget Friendly Meal Planning appeared first on Frugal Texas Diva. At Build A Menu, they have recipes I can choose from, pick the store I want to shop at and tell me what I need to buy, how easy is that? Ready to buy? Go here to check out the sale!

Meals 100

Meals Budgeting Budget Friends And Family Sale 100

Prairie Eco-Thrifter

AUGUST 1, 2012

Wedding planning on a budget may seem like a difficult task to tackle without appearing tacky, but it can be done. Below are some wedding planning on a budget tips that may just give you financially stress-free “I do’s”. Couples all over the world will be announcing their. The whole family is really happy and.

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Wedding Budgeting Budget Cake 203