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Take Control of Your Money in 2015

Family Balance Sheet

My husband and I make some financial goals at the start of every year. Most of them are related to our small business, my husband’s chiropractic office, but last January I got a bee in my bonnet about debt…thank you, Dave Ramsey. This is the year that we will be very intense about paying off our debt. How We Saved.

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The 5 Steps to Living Money-Stress Free

Prairie Eco-Thrifter

Spending more than you can afford will definitely put you either in grave debt, or it can even make you bankrupt at some point. Your goal should not be limited to earning just enough to get by and supplying for your daily needs but also to save a part of your income for the future. Budgeting is simply spending just within your means.

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Delayed Gratification: A Strategy to Curb Over-Spending and Secure A Sound Financial Future

Prairie Eco-Thrifter

We need to learn that some things are worth waiting for, especially if it means we can avoid going into debt. Rather than buy these things on credit, set out a savings plan that will see you wait a while but then be able to enjoy them, without the debt that goes with using credit or taking out a loan. I would love to hear your story.

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