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Best Bad Credit Loans of January 2024

Savings Corner

These loans come with credit-building tools, flexible repayment terms and special features for debt consolidation and home improvement projects. Direct payment to creditors with debt consolidation loans. Maximum debt-to-income ratio: 75%, including mortgage and the loan you’re applying for. Minimum annual income: None.

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Reader Question: How Much Money Do I Need To Buy My First Home?

Prairie Eco-Thrifter

Working out how much the down payment would be is only half the answer – you’ll also need to work out what is affordable on your budget once you’ve factored outgoings and debts into the bargain. How much of your income would be used to pay down your house-related debts? What if this is just too steep to be achievable for you?

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Yakezie Carnival – Credit Cards Edition

Prairie Eco-Thrifter

The Debt Princess: The Kool-Aid Effect: The Relationship Between the Poor & Nutrition – A look into how the working poor are eating unhealthy. Some of the most oft repeated tips are how to reduce your energy bill. Newlyweds on a Budget : Paying down student loans – The following is a guest post.