Savings Corner

DECEMBER 27, 2023

These loans come with credit-building tools, flexible repayment terms and special features for debt consolidation and home improvement projects. Direct payment to creditors with debt consolidation loans. Maximum debt-to-income ratio: 75%, including mortgage and the loan you’re applying for. Minimum annual income: None.

Credit 52

Credit January Debt Credit Cards 52

Prairie Eco-Thrifter

JUNE 20, 2012

Working out how much the down payment would be is only half the answer – you’ll also need to work out what is affordable on your budget once you’ve factored outgoings and debts into the bargain. How much of your income would be used to pay down your house-related debts? What if this is just too steep to be achievable for you?

Money 186

Money Home Debt Buy 186

Prairie Eco-Thrifter

JANUARY 14, 2012

The Debt Princess: The Kool-Aid Effect: The Relationship Between the Poor & Nutrition – A look into how the working poor are eating unhealthy. MoneySmartGuides : The Real Cost of Eating Out – I was looking over my budget for the previous month and something stood out. Just how much money did that save me?

Credit Cards 220

Credit Cards Credit Finance Personal Finance 220

Prairie Eco-Thrifter

JUNE 24, 2012

This is someone economists call a “ steep discounter ,” meaning the value he puts on the future (and having money then) is dramatically less than the value he places on today; when he wants something, he wants it now. We need to learn that some things are worth waiting for, especially if it means we can avoid going into debt.

Money 213

Money Activism Credit Debt 213