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Create a Gift Giving Fund | 31 Days to Organize Your Finances

Family Balance Sheet

Download another budget (but save under a different name) for your other yearly gift giving. There are birthdays, anniversaries,weddings, babies, graduations, Mother’s Day, Father’s Day, Valentine’s Day and many more days to plan for. Gift giving isn’t just a December sport.

Finance 100
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How To Teach Your Kids to Save Money

Couponing 101

Did you know that: * Nellie Mae reports that the average amount of credit card debt held by college graduates is $2,700. * USA Today reports that the average college graduate owes about $19,000 in student loan debt. Thinking of having over $21,000 in debt after graduation is enough to make too many kids reconsider college!

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3 Tips to Help You Manage a Windfall

Prairie Eco-Thrifter

Whether you have received a windfall as a birthday gift, graduation gift, or a tax refund, you still need to know how you can spend your money wisely. After you have paid off your debt, the next thing you need to do is invest your money on a certificate of deposit or a high-yield savings account. Investing Your Money.

Debt 186
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The Best Time to Buy Anything During the Year – Details

Coupons Do Work

After the major holiday’s, you will see awesome sales — also , check the clearance section at places such as Kroger — once the holiday ends ,awesome sale prices start (including Graduation !!!! and paper plates with ‘Graduation on them’ for $0.89. Happy Birthday America! I got napkins for $0.79