Family Balance Sheet
JULY 10, 2023
2 – We opened up high-interest savings accounts and earned $250 in interest. We are in what I call our “shovel season of life” Our oldest daughter leaves for college in the fall of 2024 and we have a big savings goal to hit before then. The gift cards were for Father’s Day and some June birthday gifts.
Family Balance Sheet
JANUARY 25, 2013
Also, the January-September months are so far away from when I do our actual Christmas shopping (Nov & Dec) that that money often times gets shifted towards other gift giving expenses, like birthdays. I've never been diligent about transferring the Christmas money into a separate account. So, how did I do in January? It's awesome.
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Prairie Eco-Thrifter
NOVEMBER 30, 2014
Figure out what you need to live and put the rest in a secure account. Put the holiday gift of cash into your account. Put the savings you made at the grocery with coupons into the savings account. Our investments have gone up and down over time with the market. But it pays off! Do you have a money tree?
Family Balance Sheet
JANUARY 11, 2011
I then divided that new number by 12 and that is the dollar amount that I am going to transfer to a savings account every month. I'll use that money through out the year for birthday gifts along with Christmas presents in December. I added up what we spent on gifts for the entire year in 2010 and reduced that by 20%.
Family Balance Sheet
OCTOBER 14, 2014
Download another budget (but save under a different name) for your other yearly gift giving. There are birthdays, anniversaries,weddings, babies, graduations, Mother’s Day, Father’s Day, Valentine’s Day and many more days to plan for. Gift giving isn’t just a December sport.
Prairie Eco-Thrifter
MARCH 11, 2012
Whether you have received a windfall as a birthday gift, graduation gift, or a tax refund, you still need to know how you can spend your money wisely. After you have paid off your debt, the next thing you need to do is invest your money on a certificate of deposit or a high-yield savings account. Investing Your Money.
Family Balance Sheet
AUGUST 30, 2014
We have some upcoming expenses that will be taking a bite out of our savings accounts this fall, so I will be more committed with our grocery budget. Also, take into account any special occasions, such as birthdays, anniversaries, pot lucks, etc. Action Step 1 : Plan your grocery budget for September.
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