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Why I Don’t Use Credit Card Rewards Programs

Prairie Eco-Thrifter

I remember the old S&H Green Stamp days when folks would paste their little green stamps (which they go from buying stuff) in a book which could then be redeemed for more merchandise available from the catalog. Credit card rewards programs are no different. The rewards encourage you to charge things on their card.

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What Money Advice Would You Give Yourself If You Could Go Back in Time

Prairie Eco-Thrifter

Or put yet another trip to Las Vegas on the credit card. Me from 15 years ago would get an earful about what not to do, and advice on budgeting and saving and staying out of debt. By then, I was married, raising a toddler, our family was paying down debt and I was practicing much better financial discipline.

Money 209
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Best Credit Cards – December 2023

Savings Corner

The bank that issued your credit card sends money for the purchase to the merchant where the transaction took place. The transaction shows up on your credit card statement, and you repay the bank for the purchase. Rewards come in two basic flavors: Cash back. You redeem rewards by logging into your account online.