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Meet a Reader | Gretchen from Oregon

The Frugal Girl

I can remember quite a few years in college and grad school when my part-time jobs juuuuust barely covered my expenses (and sometimes not even that!) I haven’t done the math to pencil out when we’ll break even but I have a goal to track costs and “income” in 2024 to see where we stand right now.

Oregon 186
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25 Ways to Find Money for Your Emergency Fund

Family Balance Sheet

Now it’s time to FIND THE MONEY! Look for money within your budget and find creative ways to earn extra money. 8 – Rethink your gift spending and create a budget for the year. If you have a big financial goal, think about how much you pay someone to do something that you are capable of doing yourself.