Motherhood Moments

JANUARY 18, 2023

“Nobody knows for sure whether we’ll see a recession or not,” said Amy Maliga, financial educator with Take Charge America, a nonprofit credit counseling and debt management agency. Maliga shares several ways to prepare for a recession: Prepare a bare bones budget. Prepare by paying off debt. Prepare for the unexpected.

Recession 100

Recession Finance Emergency Fund Debt 100

Prairie Eco-Thrifter

MAY 16, 2013

Check them out: Good Reads From The Blogosphere: When you’re aggressively trying to pay down debt, you may feel that you’ve done all you can to curb your expenses, but have you really? Don’t miss Melissa’s post at My Personal Finance Journey if you Think You’re Sacrificing to Pay Down Debt?

Fridays 187

Fridays Debt Unemployment Rent 187

Family Balance Sheet

MARCH 26, 2021

Unemployment and reduced income are considered emergencies, and so is a leaking roof, a broken hot water heater, or a dead car battery. Both books provided the blueprint for Our Debt Freedom Plan. Later in his plan, he recommends saving 3-6 months of expenses, but only after paying off the non-mortgage debt.

Emergency Fund 130

Emergency Fund Building 2007 Credit Cards 130

Prairie Eco-Thrifter

OCTOBER 15, 2011

Now without further adieu, I present you with the dozens of great reads written by Yakezie members and challengers alike this past week in our efforts to bring you timely insight on personal finance and lifestyle today. Here’s some tips to be wary of when trying to consolidate your debt. Here is a real life example.

October 200

October 2011 Finance Personal Finance 200

Family Balance Sheet

OCTOBER 13, 2014

Welcome to 31 Days to Organize Your Finances. We’ll talk about cash flow, budgets, debts, and all of the nitty gritty of our finances that might not be fun to talk about, but are so important to discuss. For more on that, read Our Debt Freedom Plan. Budget Financial Freedom Financial Organization'

Emergency Fund 100

Emergency Fund Finance Organic Organization 100

Family Balance Sheet

FEBRUARY 11, 2016

Unemployment and reduced income are considered emergencies, and so is a leaking roof, a broken hot water heater, or a dead car battery, but a broken TV, sweet riding boots, or the snazziest new gadget…not so much. Later in his plan, he recommends saving 3-6 months salary, but only after paying off the non-mortgage debt.

Emergency Fund 100

Emergency Fund Building 2007 Credit Cards 100