Buying Second-Hand Financial Goals Gardening Money Saving 
Family Balance Sheet
JANUARY 1, 2015
My husband and I make some financial goals at the start of every year. This is the year that we will control our money and our debt and fear will not control us. We will be challenging ourselves to resist buying retail and instead choose thrift by borrowing, buying second hand, or making do with what we already have.
Family Balance Sheet
FEBRUARY 16, 2016
Put the money saved into your emergency fund. But when you’re trying to save money, cut out this costly expense. Put the money in your emergency fund instead. If you have a big financial goal, think about how much you pay someone to do something that you are capable of doing yourself.
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