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25 Ways to Find Money for Your Emergency Fund

Family Balance Sheet

Are you paying too much for home/auto insurance, cable, internet, cell? However, if you do use it , ask your gym if they swap volunteer hours for a free membership. Years ago, my husband received a free family membership by working at the front desk of the gym from 6 – 9 am two Saturdays a month.

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25 Ways to Find Money for Your Emergency Fund

Family Balance Sheet

Are you paying too much for home/auto insurance, cable, internet? Plan your gift giving for the year using my FREE Gift Spending excel spreadsheet. Challenge yourself to give a thoughtful gift without spending a lot of money. Read 30 FREE, but Thoughtful Gift Ideas and see how creative you can be.