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25 Ways to Find Money for Your Emergency Fund

Family Balance Sheet

Are you paying too much for home/auto insurance, cable, internet, cell? However, if you do use it , ask your gym if they swap volunteer hours for a free membership. Years ago, my husband received a free family membership by working at the front desk of the gym from 6 – 9 am two Saturdays a month.

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25 Ways to Find Money for Your Emergency Fund

Family Balance Sheet

Are you paying too much for home/auto insurance, cable, internet? Plan your gift giving for the year using my FREE Gift Spending excel spreadsheet. Read 30 FREE, but Thoughtful Gift Ideas and see how creative you can be. 9 – Find free entertainment. 3 – Reduce your monthly utility bills.