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Passive Income With Real Estate

Prairie Eco-Thrifter

Have you ever thought about investing in real estate ? For those of you that have never thought about real estate as an investment, perhaps after reading this article, you may consider it as an investment option in the future. Types of Real Estate. Another Positive of Real Estate.

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How to Create a Family Balance Sheet + Get a FREE one for your family!

Family Balance Sheet

Debts still need to be paid, cars will need new parts, homes will need to be repaired, and kids will need braces. My husband’s brain likes to see everything written down on one page, so I developed that first spreadsheet to list all of our accounts and all of our debts. How do your assets stack up against your liabilities/debts?

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10 Must-Know Personal Finance Tips for Moms’ Financial Success

Penny Pinchin' Mom

However, if you have been following me, you know that I am quite serious about finding ways to not only get out of debt but also how to create a budget (and stick to it) as well as how to save money without necessarily depriving your family of the quality of life they deserve. Again, you’re not alone with this problem.

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How To Get A Business Loan In 6 Steps

Savings Corner

To find out whether your business can afford a loan, many lenders will use something called a debt service coverage ratio (DSCR). DSCR = annual net operating income / total annual debt, including principal and interest Many lenders won’t consider any business with a DSCR below 1.25, and the higher the number, the stronger you look.

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Yakezie Carnival October 16, 2011- Growth Edition

Prairie Eco-Thrifter

Yeah, There’s a Calculator for That Refinancing your mortgage to a lower rate and paying the same amount is an interesting sound-byte from Personal Finance Bloggers – but has anyone really run the numbers? The return on this strategy is relatively paltry, as this calculator shows!

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It’s Easy To Make A Million Dollars

Prairie Eco-Thrifter

You must control your debt. You have to be willing to take a few calculated risks. You must persist in living below your means to stay out of debt and save. You may be investing in real estate. Each new property adds both debt and income as well as future equity. You can’t spend more than you earn.

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Yakezie Carnival – Credit Cards Edition

Prairie Eco-Thrifter

The Debt Princess: The Kool-Aid Effect: The Relationship Between the Poor & Nutrition – A look into how the working poor are eating unhealthy. It is important to understand as much as you can about how your car insurance rates are calculated and to debunk the popular car insurance myths. Read on to learn more!