Penny Pinchin' Mom

DECEMBER 17, 2023

Term life insurance: These insurance benefits can help with household income replacement, debt coverage, educational expenses, funeral and final expenses, and estate planning. Real Estate This isn’t as passive as most people would think; it takes a lot of research and a lot of work in the beginning.

Finance Tips 52

Finance Tips Finance Emergency Fund Life Insurance 52

Prairie Eco-Thrifter

MAY 26, 2011

If you own real estate, you have been, or someday will be, confronted with a rise in your assessed property value. This usually leads to an increase in your real estate taxes! Assessed value is the value that will be used in determining how much you will pay in real estate taxes. Real estate market movement.

Real Estate 160

Real Estate Taxes Office Property Taxes 160

Prairie Eco-Thrifter

OCTOBER 27, 2013

It is so easy to incur debt and keep deferring payment. Not paying your real estate taxes. An acquaintance of mine inherited a 4 bedroom/2 bath home free and clear of any debt. Eventually he could not pay the real estate taxes and the home was put on the county’s tax lien sale auction.

Real Estate 240

Real Estate Taxes Money Debt 240

Savings Corner

APRIL 4, 2024

But it’s a revolving debt that offers an amount of funds (a replenishable balance, similar to a credit card limit) tied to the level of equity in your home. Others use them to pay off high-interest credit card debt or other bills. $16 Debt-to-income (ratio): You’ll need an acceptable DTI to qualify for funding.

Home 52

Home Work Debt Credit 52

Penny Pinchin' Mom

JANUARY 16, 2024

However, if you have been following me, you know that I am quite serious about finding ways to not only get out of debt but also how to create a budget (and stick to it) as well as how to save money without necessarily depriving your family of the quality of life they deserve. Again, you’re not alone with this problem.

Personal Finance 52

Personal Finance Finance Tips Finance Mom 52

Prairie Eco-Thrifter

NOVEMBER 25, 2012

In this article we will look at the pros and cons of saving and investing, as well as reducing debt, as a means of gaining financial security. If you decide to invest in real estate, precious metals or collectable items, the same situation applies as investment in the stock market. What About Debt?

Money 189

Money Debt Refinancing Credit Cards 189

Family Balance Sheet

OCTOBER 23, 2011

The website strives to educate individuals in making wise choices about credit and debt, investing, education, real estate, insurance, spending, and more." Their "mission is to develop a community of people who try to make financially sound decisions. The site is a wealth of information and I encourage you to go check it out.

Menu Planning 127

Menu Planning Menu Plans Breakfast Real Estate 127

Family Balance Sheet

NOVEMBER 22, 2011

The website strives to educate individuals in making wise choices about credit and debt, investing, education, real estate, insurance, spending, and more." Their "mission is to develop a community of people who try to make financially sound decisions. The site is a wealth of information and I encourage you to go check it out.

Entertainment 100

Entertainment Crafts Craft Real Estate 100

Prairie Eco-Thrifter

FEBRUARY 21, 2013

Paying off debt is hard to do. Read John’s post about his stumbles on the way to paying off his debt at The Money Principle. Sean at One Smart Dollar lists his reasons why it’s smart for young professionals to invest in real estate. And it’s even harder when mishaps occur. Are you a young professional?

Fridays 165

Fridays Insurance Real Estate Debt 165

Prairie Eco-Thrifter

OCTOBER 21, 2011

He has been in Real Estate and mortgage lending for the past 13 years. He currently runs his own blog Smart Wealth , where he discusses Real Estate, personal finance, debt management, and building wealth. Guest Post Author Bio: This is a guest post from Steve Ryan. No related posts.

Real Estate 194

Real Estate Goals Motivation Hobby 194

Prairie Eco-Thrifter

APRIL 6, 2012

” Managing Debt. Jeremy Waller presents Do You Have What It Takes To Be Debt Free And Financially Successful? You see theres a reason that the majority of people are in debt. Theres a reason why the average amount of credit card debt per household is $15,956. Here are 5 steps to painlessly become debt free.

Money 133

Money Finance Personal Finance Real Estate 133

Prairie Eco-Thrifter

MARCH 24, 2013

Taking on debt never has bothered me, because I have always felt that we kept it under control and no matter what, would pay it off. Remember to consider real numbers. He manages the bond investments and I handle the stock, real estate and other investments. Management : Micromanager Secure Chaotic. We have done both.

Financial Goals 222

Financial Goals Goals Money Real Estate 222

Savings Corner

APRIL 4, 2024

To find out whether your business can afford a loan, many lenders will use something called a debt service coverage ratio (DSCR). DSCR = annual net operating income / total annual debt, including principal and interest Many lenders won’t consider any business with a DSCR below 1.25, and the higher the number, the stronger you look.

Bank 40

Bank Banking Credit Finance 40

Prairie Eco-Thrifter

MAY 10, 2012

’ Financial Planning Ashley presents Should I Get Married with Debt? KT presents In Debt Consider Paying Cash for Your Purchases posted at Personal Finance Journey , saying, “Are you in debt besides the mortgage? Do you have thousands of dollars worth of student loan debt and/or credit card debt?

Money 113

Money May 2012 Debt 113

Prairie Eco-Thrifter

MAY 26, 2016

We could take on debt to grow using other people’s money. However, taking on debt without the current ability to repay it can result in loss of down payment and years of debt interest payments. Sure, we aren’t getting much money, but mortgage lenders are also experiencing the lowest rates in decades.

Money 124

Money Saving Money Lowes Grandchildren 124

Prairie Eco-Thrifter

OCTOBER 21, 2012

Kristen from My Dollar Plan reminds us Why You Should Tell Your Family About Your Debt. Peter from Bible Money Matters shares 10 Tips to Save Money on Your Christmas Shopping and Avoid Going Into Debt. ” Jacob from Dwindling Debt asks Do Overdraft Chargers Affect Your Credit. I am a big believer in communicating.

Personal Finance 219

Personal Finance Finance Debt Money 219

Prairie Eco-Thrifter

OCTOBER 15, 2011

20′s Finances: Hiring a Property Manager: What it Offers You Real Estate Investments can be time consuming. Good Financial Cents: What to Watch For With Debt Settlement Companies Considering using a debt settlement company? Here’s some tips to be wary of when trying to consolidate your debt.

October 200

October 2011 Finance Personal Finance 200

Family Balance Sheet

JANUARY 17, 2018

This is our very last non-mortgage loan and we send an extra payment every month as part of our Debt Freedom Plan. I’ll apply that money to the debt. Our Debt Freedom Plan (an update): In 2013, we found ourselves with a lot of debt and not enough cash flow. You can read my original post: Our Debt Freedom Plan Begins.

Financial Goals 113

Financial Goals Goals 2018 Debt 113

Savings Corner

DECEMBER 27, 2023

When you invest in a money market fund, your money buys a collection of high-quality, short-term government, bank or corporate debt. Real estate Traditional real estate investing involves buying a property and selling it later for a profit, or owning property and collecting rent as a form of fixed income.

Real Estate 52

Real Estate Bank Banking Money 52

Savings Corner

DECEMBER 25, 2023

Buy crowdfunded real estate If you’re interested in investing in real estate but don’t want to do a lot of the heavy lifting (management, repairs, handling tenants and more), then another option is using a crowdfunding platform to invest in property. Some platforms invest in equity (stock), while others invest in debt.

Money 52

Money Making Real Estate Rent 52

Prairie Eco-Thrifter

NOVEMBER 5, 2012

You must control your debt. You must persist in living below your means to stay out of debt and save. You may be investing in real estate. Each new property adds both debt and income as well as future equity. In order to get to a million, you have to be willing to prioritize your life’s goals to get there.

Making 229

Making Real Estate Garage Sale Debt 229

Prairie Eco-Thrifter

JANUARY 14, 2012

The Debt Princess: The Kool-Aid Effect: The Relationship Between the Poor & Nutrition – A look into how the working poor are eating unhealthy. – Not only is it possible to retire on real estate, there are many benefits that you need to take advantage of. Read on to learn more! How much are you overspending?

Credit Cards 220

Credit Cards Credit Finance Personal Finance 220

Prairie Eco-Thrifter

JUNE 14, 2012

” John presents Q1 2012 Credit Card Debt Study posted at Card Hub , saying, “The first quarter of 2012 indicates consumers are paying down credit card debt. Will this trend continue throughout the year, or will consumer credit card debt follow the same path it has in previous years? Here are the answers.

Money 124

Money 2012 June Credit Cards 124

Prairie Eco-Thrifter

JULY 18, 2019

The platform is less based on a number or rating and more a look at other spending patterns, and takes into account information about whether they own real estate or not. This program has been in addition to other advanced tech JD uses.

2019 113

2019 Fair-Trade Real Estate 2018 113