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How We Frugal-ed in June 2023

Family Balance Sheet

My goal has always been to live well on less while achieving our big financial goals. We are in what I call our “shovel season of life” Our oldest daughter leaves for college in the fall of 2024 and we have a big savings goal to hit before then. Frugal living is not about deprivation.

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10 Best Low-Risk Investments In April 2024

Savings Corner

That may be fine if your goal is to preserve capital and maintain a steady flow of interest income. But if you’re looking for growth, consider investing strategies that match your long-term goals. In contrast, higher-risk investments are better suited for long-term goals.

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Compound Interest Calculator – NerdWallet

Savings Corner

Savings Cash Management CD Checking Money Market A savings account is a place where you can store money securely while earning interest. CDs (certificates of deposit) are a type of savings account with a fixed rate and term, and usually have higher interest rates than regular savings accounts.

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16 Best IRA Accounts of December 2023

Savings Corner

Generally, an investment broker or robo-advisor is a better option than a bank for an IRA account, because for a long-term goal like retirement you want to tap into the power of the stock market to grow your money. CDs are savings products that guarantee a rate of return as long as you leave your money in for a specific period of time.

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Shower Mom With Love Giveaway – Day 2 – Tech Gifts For Mom

Nicoles Nickels

I love how many of these products are super innovative and with a goal or organization everyone wins! __. Zumba Fitness Dance Party CD. Purchase Information: Anywhere Universal Music CDs are sold. The Zumba® Fitness Dance Party CD is finally here! Rock this 2 CD Collection with 24 red-hot tracks to rev up the party!

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Why Save Money in a Low Interest Rate Environment?

Prairie Eco-Thrifter

Although we think of the Great Recession starting in early 2009, it wasn’t until 2013 that the 5 year CD interest rate fell below 1% – and has stayed there ever since according to Bank Rates interest survey data. To me, money in a CD or savings account has always been for specific shorter term goals.

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7 Best Investments in 2024

Savings Corner

Certificates of deposit A certificate of deposit, or CD , is a federally insured savings account that offers a fixed interest rate for a defined period of time. Best for : A CD is for money you know you’ll need at a fixed date in the future (e.g., As with other types of investments, don’t buy a CD with money you might need soon.