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Take Control of Your Money in 2015

Family Balance Sheet

In 2013, The Christmas Savings Club encouraged all of us to save monthly so that we could have a cash Christmas. In 2014, the Grocery Budget Challenge encouraged us to keep our grocery spending in line and to be creative with our meal planning so that we do not over-spend. Choose Thrift First Challenge.

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"Potential Accomplishments" and The Natural Magic of List-Making: Creating a Master~List

Frugal Luxuries

need to descale the glass shower doors in master bath using a citric acid solution Continue going through and organizing all my old F rugal Times: Making-Do With Dignity and Frugal Luxuries newsletters along with my collection of vintage ephemera. well as a thorough vacuuming via the wet-dry vac.then spot clean ing.of

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