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25 Ways to Find Money for Your Emergency Fund

Family Balance Sheet

But the truth is, we have the money. And while I don’t like parting with our money, I am grateful that this repair won’t send us into financial distress. Dave Ramsey suggests in his book, The Total Money Makeover , that you create a starter emergency fund of $1000. Being self-employed, we have a higher starter fund on hand and when we pay off our non-mortgage debt, we will save to at least 6 months expenses and maybe even more.