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Alternatives to College

Prairie Eco-Thrifter

I graduated from State U with a liberal arts degree in the early 1970s – when there was a world wide recession followed by stagflation. A two-year degree can be a less expensive and more effective path for some, and open online courses can provide marketable skills for much less than college.”. It seems I started a trend!

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Why Use Cash?

Prairie Eco-Thrifter

In 2008-2009 when we had the credit crunch and recession, there was at least one day when stores were not accepting credit. Of course this assumes that you didn’t run up fees at the ATM machine getting the cash! Conversely, if you are shelling out bills to buy something, it seems hard than sliding that plastic.

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HELOC Vs Home Equity Loan: How Do They Work?

Savings Corner

Some HELOCs come with a conversion option that allows you to set a fixed rate on some or all of your balance. Home equity lenders often charge a fee for variable-to-fixed-rate conversions, too. You don’t have to use (and repay) all of the funds you’ve been approved for. Interest is charged solely on the amount you’ve borrowed.

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