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Cash-Out Refinancing: How It Works, When To Do It

Savings Corner

Shopping around for the best cash-out refinance rates: Compare at least three different lenders to get a sense of what you qualify for and what rates look like today. The balance doesn’t have to be repaid as long as the borrower lives in and maintains the home and pays their property taxes and homeowners insurance.

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Buying A House In 2023: A Step-By-Step Guide

Savings Corner

Shop around carefully based on how much you’re able to pay upfront. If a friend, relative or employer has offered to provide a down payment gift, initiate a conversation early on to learn how much they plan to contribute and if there’s any shortfall you’ll need to cover — and secure a gift letter from them well in advance.

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Things I’ve Learned During 30 + Years of Home Ownership

Prairie Eco-Thrifter

Eminent domain allows governments to seize personal property if it is in the public good. It also allows agencies to force homeowners to pay for things considered ‘for the public good’ Case in point is the conversion of homes on septic tanks to sewer lines as an area develops. Homes need more maintenance than you think.

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