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Why I Don’t Use Credit Card Rewards Programs

Prairie Eco-Thrifter

Credit card rewards programs are no different. The rewards encourage you to charge things on their card. Unless you are one of the few that pay off their balance in full each and every time, does it really make sense to carry a card to get loyalty rewards? We prefer not to use credit.

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How We Frugal-ed in June 2023

Family Balance Sheet

We have already used one of the credits for my daughter’s flight to the Midwest later this summer. 4 – Credit Card Rewards – $241.78 I redeemed a $100 Target gift card from my Discover card’s Cashback bonus program. 6 – Gas points – 60 cents off gas!

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Are Credit Cards From Grocery Stores Worth It?

Prairie Eco-Thrifter

Of course there are a bazillion different techniques to save money on food – and credit card rewards are one of the least effective ways – but regardless, I still wanted to take a moment to discuss them. I wrote a Sams Club Discover rewards breakdown on my website which goes into further detail.

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Why I Don’t Use Cash Back Credit Cards

Prairie Eco-Thrifter

I would probably spend at least $10 a week more at the other store on groceries and supplies (plus the extra gas used to get there), totally negating the best of the best cash back cards mentioned above. ” You probably do use cash back cards. Spending my time to go to another store in this case wouldn’t pay off.

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Best Credit Cards – December 2023

Savings Corner

It’s also decent for groceries, gas and streaming, and comes with a sign-up bonus. Best credit card for groceries An industry-leading cash back rate at U.S. Generous rewards in other categories just add to the appeal. The transaction shows up on your credit card statement, and you repay the bank for the purchase.