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What Money Advice Would You Give Yourself If You Could Go Back in Time

Prairie Eco-Thrifter

The money advice I would give a younger version of myself falls into two categories: “What were you thinking?” It’s about those things that my now self would probably want to give my then self a swift kick in the pants for motivation. Don’t Give Your Future Self More to Be Upset About. Money Tips'

Money 209
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Are Credit Cards From Grocery Stores Worth It?

Prairie Eco-Thrifter

Of course there are a bazillion different techniques to save money on food – and credit card rewards are one of the least effective ways – but regardless, I still wanted to take a moment to discuss them. Advantage Members have a three-tier system based on annual spending which gives 0.25% to 1.00% cash back.

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How to Freezer Your Credit and Protect Yourself from Identity Theft

Prairie Eco-Thrifter

If you prefer to use credit cards for the convenience as well as the credit card rewards, you may instead choose to freeze your credit. What Does It Mean to Freeze Your Credit. When you freeze your credit, your credit profile goes on lock down. How to Thaw Your Credit.

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Why I Don’t Use Cash Back Credit Cards

Prairie Eco-Thrifter

A 2012 study Cash Back Credit Card Analysis – done by research company Next Adviser compared rewards by card to find the cards that provided the most cash back. You may not get a sign on reward until you spend a gob of money. Credit card companies aren’t in business to give away the farm.

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Best Credit Cards – December 2023

Savings Corner

Best balance transfer credit card This card saves a bundle on interest with its super-long 0% intro APR period on balance transfers (and new purchases), for a low transfer fee. Best 0% APR card for purchases It starts with a big bonus and gives long breathing room on sky-high interest. Decide on a broad card type.