article thumbnail

25 Ways to Find Money for Your Emergency Fund

Family Balance Sheet

The easiest way to reduce your grocery spending is to plan your meals. Read 11 Simple Menu Planning Tips to learn how to reduce your grocery bill without making everyone in your family miserable. I’m always amazed by the amount store tags I see on clothing and household item at thrift stores.

article thumbnail

(Exercising) The Art of Frugality

Frugal Luxuries

You may call it by other names such as prudence , sparingnes s and thrift , whatever your choice may be it always means the unwillingness to squander goods and spend money unnecessarily. I went through our bank statement and found an item that was double charged.made a phone call and got the credit. Frugality.

Art 40