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20 Tips for Frugal Living

For the Mommas

You can use the difference in income to pay off debt, save or invest. And as an added bonus, leftovers make a great lunch the next day. Do it yourself. Instead of hiring someone to do something, try doing it yourself first. If you don’t know how to do it, search online. Brown bag it to work.

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25 Ways to Find Money for Your Emergency Fund

Family Balance Sheet

He then advises paying off your non-mortgage debt before fully funding an emergency fund with 3 – 6 months worth of expenses. Now that we’ve paid off six figures of non-mortgage debt , we are working on saving 6 months’ expenses and maybe even more. An easy lunch idea in one word: leftovers!

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25 Ways to Find Money for Your Emergency Fund

Family Balance Sheet

He then advises paying off your non-mortgage debt before fully funding an emergency fund with 3 – 6 months worth of expenses. Being self-employed, we have a higher starter fund on hand and when we pay off our non-mortgage debt, we will save to at least 6 months expenses and maybe even more. 10 – Do It Yourself.