Emergency Fund New Year's Thanksgiving Thrifting 
Family Balance Sheet
MAY 6, 2020
Our emergency fund. I am totally paraphrasing the year, but had it not been for the money in our emergency savings, we would most likely have used credit cards to survive. We reduced our spending where we could, but the money to pay any shortfall each month came from our emergency fund.
Family Balance Sheet
JANUARY 1, 2015
Every January 1, I get caught up in the hopeful feeling of the upcoming new year. My husband and I make some financial goals at the start of every year. Choose Thrift First Challenge. For the past two years, I held monthly accountability challenges on the blog. Happy New Year! Fresh start.
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