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3 Simple Office Supplies for Smooth Tax Prep

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For our personal tax returns, I keep an ongoing "Taxes" file for any paper work that we need to support our tax deductions, such charity receipts, Goodwill donations receipts, real estate and school tax statements, year-end statements for mortgage interest, student loan interest, interest-bearing checking and savings accounts.

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How to Build your Emergency Fund

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With little money in their bank accounts, these Americans couldn’t afford these unfortunate expenses without using a credit card or maybe relying on a loan from family and friends. That emergency fund saved our business, our sanity, and our marriage. Create a separate savings account and call it your Emergency Fund.

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Emergency Funds: Emergencies Happen When You Least Expect It

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Three to six months living expenses used to be what the personal finance experts recommended, but in today's environment, maybe six months to a year is more prudent. It is not a spending account. Save it and forget about it. Which comes first: saving for an emergency OR paying off debt? Thanks for reading.