article thumbnail

30 Free but Thoughtful Christmas Gift Ideas

Family Balance Sheet

If you have the knack for your DSLR, a photo session would be a perfect idea for new parents, soon-to-be high school or college graduates, or a family portrait. Fortunately, my parents live nearby and my mom never charged us (whew–thanks, mom), but we have close friends who don’t have family nearby and would LOVE a gift of free babysitting.

Christmas 130
article thumbnail

10 FREE (but Thoughtful) Christmas Gift Ideas

Family Balance Sheet

I realize not everyone has family heirlooms to give away, but my grandmother has been downsizing and gifting her grandchildren pieces from her Fostoria Glass collection that were my grandparents wedding gifts back in 1945. My sister in law is a former hair stylist and has given cuts to family members. What is your artistic talent?

Christmas 245
article thumbnail

What Can Go Wrong – Naming a Beneficiary

Prairie Eco-Thrifter

Since you are single, you make your Mom and Dad or your brother or sister your beneficiary. Grandchildren inherit but can’t get use of the money. Maybe you left a chuck of money to your ‘surviving grandchildren’ and they are not yet 18.