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Managing Family Finances: Tips and Strategies for a Better Financial Future

Penny Pinchin' Mom

What I have found to work is that if I can access my emergency fund within 24-48 hours, it is ideal both in terms of easy accessibility and liquidity as well as inconvenient enough that I don’t get tempted to dip into it for something it really shouldn’t be used for. Look Into Life Insurance Do you have a life insurance policy?