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Reduce Your Spending in 3 Budget Categories | 31 Days to Organize Your Finances

Family Balance Sheet

When reviewing your spending from the previous challenge, realize there are two types of spending categories: Fixed and Variable. Fixed categories are things like your mortgage/rent, insurance premiums, and car payments. Groceries. I talk a lot about grocery spending on this blog.

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5 Easy Budget Categories to Reduce

Family Balance Sheet

And my absolute #1 way to save money at the grocery store is to PLAN OUR MEALS. If you make this one simple change, you will reduce your grocery spending substantially. When you walk into a grocery store with a plan, you eliminate impulse & duplicate purchases. Meal planning really is that effective.

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