Saving Cents With Sense

JUNE 18, 2014

Every homeowner knows their home is a major investment that needs to be protected with maintenance and repairs, but not everyone knows how to perform home maintenance and professionals are expensive. For example, the average homeowner isn’t going to be able to troubleshoot and repair major plumbing and electrical problems.

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Savings Corner

APRIL 4, 2024

Key takeaways Home equity loans and HELOCs are both financing tools that allow you to borrow against your ownership stake in your home. Both act as second mortgages, using your home as collateral, and may offer tax deductions if the funds are used for substantial repairs or upgrades.

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Savings Corner

DECEMBER 27, 2023

These loans come with credit-building tools, flexible repayment terms and special features for debt consolidation and home improvement projects. May charge origination fee. The lender is owned by Upgrade, but bad-credit borrowers may be more likely to get approved with Universal Credit. May charge an origination fee.

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Savings Corner

APRIL 4, 2024

The amount you can borrow with a home equity loan is based on the current market value of your home, the size of your mortgage and personal financials like your credit score and income. Home equity loans drawbacks include putting your home at risk of foreclosure and their lengthy application process. to 10 percent.

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Saving Everyday

SEPTEMBER 12, 2022

Buying generic will not only save you money, but you may even find new (and more affordable) products that you love! I regularly find Magnolia Home items for dirt cheap, and they make great gifts! My husband got all the gardening tools he needed at a fraction of the price. Nickels and dimes add up. Don’t be a brand snob.

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