article thumbnail

How We’re Using Upromise to Save for College

Family Balance Sheet

Way back in 2008 I signed up for a Upromise account and then it sat unused for many years. Back in 2008, I was a mama to a toddler and infant, so a lot of things slipped my mind. My oldest was in eighth grade and one of my goals for 2020 was to start saving consistently for both daughters’ college education. Hello, 2020.

College 130
article thumbnail

4 Tips To Starting Your Financial Plan

Saving Cents With Sense

Only 32 percent of Americans prepare a monthly budget, according to a Gallup poll taken in June 2013. Creating a short-term budget and long-term financial plan can not only help you get out of debt once and for all, but they can also guide you to economic independence and prosperity. Build a Budget & Emergency Fund.

Insiders

Sign Up for our Newsletter

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

article thumbnail

The ABC’s of Debt Reduction

Prairie Eco-Thrifter

The economic effects of the recession of 2008 are still very much upon us. The needs, goals and temperament of every household are unique. Create a budget. It’s time that you put yourself and your family on a monthly budget. A simple budget allows you to regulate spending as well as track cost.

Debt 157
article thumbnail

Shannon & Her Husband Paid off $22,000 in 9 Months

Family Balance Sheet

That was in 2008, so you might imagine how that turned out! I finally got inspired that we should at least start working on this huge goal of being debt free when I read Dave Ramsey’s Total Money Makeover. Dave’s zero-based budget and Debt snowball concept were critical to getting us on the path to paying off our debt fast.

Debt Free 100