article thumbnail

Find out How Brian & His Wife Paid off $109,000 in Credit Card Debt

Family Balance Sheet

He writes at Debt Discipline about about how his family of 5 deals with money, budgets and debt. It was all consumer debt spread over 5 credit cards. In June of 2010, we hit our rock bottom point. We cut up our credit cards and never used them again. We cut up our credit cards and never used them again.

Debt 100
article thumbnail

Merry 6 Months Until Christmas! Start Planning Today.

Family Balance Sheet

Did you pay cash or use a credit card to buy gifts? If you used a credit card, when did you pay it off? We usually use a credit card to buy our Christmas gifts and then pay the balance off in January. This past January, I looked at what we spent on Christmas gifts in 2010 and reduced it by 20%.

Christmas 157
Insiders

Sign Up for our Newsletter

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

article thumbnail

A Cash Experiment

Family Balance Sheet

Apparently, consumers spend more when they use a credit card in place of cash. We use a rewards credit card for almost every purchase we make. Could I save even more money if we stopped using credit cards altogether and started using cash? How much money could we save if we start using cash?

article thumbnail

The Western Union® mun2® Reloadable Prepaid MasterCard®

Nicoles Nickels

I have definitely blogged about prepaid cards before and how I think they can be really great for sticking to a budget as well as for security issues. These cards are best for those who want to really control their spending and keep to a budget. Having a card instead of cash is also safer.

article thumbnail

FUR Real?

Cheap Chica's Guide To Style

Thanks to stores like H&M and Forever 21, fashion has become more accessible to anyone who wants it so those of us without celebrity paychecks or six figure salaries can still dress in the top trends of the season without maxing out out credit cards!

article thumbnail

Halloween Costume Giveaway

Nicoles Nickels

From high-quality costume wigs and hats to costume boots and character masks, we have something to complete all of our costumes, all at a price that will fit even the tightest of budgets. For your convenience, we accept all major credit cards. © 2010 Nicoles Nickels LLC All Rights Reserved.

Halloween 106
article thumbnail

Get Organized Money-Wise in the New Year!

Nicoles Nickels

With Mint.com you enter in all of your info and it tracks how much you spend and on what and even helps you budget yourself better. Then enter in your usernames and passwords for your bank accounts, credit cards, loans, etc. You can set a budget and the system will tell you if/when you go over budget.