2012 2013 Goals January 
Family Balance Sheet
JANUARY 2, 2013
Another Christmas has passed by and while the memory of the Christmas shopping and spending is still lingering in my head, I've come up with a plan for all of us to start saving for 2013. According to a recent survey, Americans were planning to spend on average $854 on Christmas gifts in 2012. a stressful January and beyond.
Family Balance Sheet
JANUARY 3, 2013
Our goal with the Christmas Savings Club is to save enough cash to achieve a Cash Christmas in 2013. Too many people rely on credit cards to carry them through the holiday spending and January ends up being a very stressful month when those credit card bills start rolling in. Next, fill in a budget for 2013.
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Family Balance Sheet
NOVEMBER 2, 2022
Our goal is to NOT put our Christmas purchases on a credit card. January will be one giant nightmare when the credit card bills start rolling in. Hopefully, that’s your goal too. Back in 2013, I had a year-long series, Christmas Savings Club , to encourage everyone to set aside money each month for the holidays.
Family Balance Sheet
MARCH 25, 2013
On the 25th of every month from January to November in 2013, I'm holding a virtual meeting for the Christmas Savings Club. The goal for this monthly accountability meeting is to give updates on our progress, motivate one another and help all of us save for a cash Christmas. My monthly goal is $100. On with the meeting.
Family Balance Sheet
OCTOBER 18, 2019
The journey started in 2012 when we bought an office building for our business and then found ourselves with a lot of debt and not enough cash flow. A lot of life happened over 7 years and our plan changed slightly, but our goal remains to achieve complete freedom from debt. Our 2019 Financial Goal. 1st Update in June 2014.
Family Balance Sheet
NOVEMBER 26, 2014
Our goal is to NOT put our Christmas purchases on a credit card. January will be one giant nightmare when the credit card bills start rolling in. Hopefully, that’s your goal too. In 2013, I had a year long series, Christmas Savings Club , to encourage everyone to set aside money each month for the holidays.
Family Balance Sheet
APRIL 11, 2020
This is not an elective, fun, no-spend month like what we did in January to find funds for our summer vacation. In January and February, my husband and I were contemplating replacing our 12.5 Finances after the Pandemic: We went through a rough time back in 2012/2013 and we wrote our Debt Freedom Plan as a result of it.
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