Family Balance Sheet

JANUARY 2, 2013

Another Christmas has passed by and while the memory of the Christmas shopping and spending is still lingering in my head, I've come up with a plan for all of us to start saving for 2013. According to a recent survey, Americans were planning to spend on average $854 on Christmas gifts in 2012. We have to plan and save for it.

2013 113

2013 Christmas Club January 113

Family Balance Sheet

AUGUST 21, 2020

You’ll know how much is in your checking and savings accounts and your retirement accounts. My Excel spreadsheet listed our short-term and long-term account balances, our debts, and our short-term and long-term financial goals. There was a time our spreadsheet reflected a lot of debt and not a lot of savings.

Family 241

Family Debt Finance Kids and Family 241

Saving Cents With Sense

AUGUST 23, 2012

Walmart Holiday Layaway Program | 2012. Walmart has just released the Walmart Holiday Layaway Program for 2012 which will start earlier this year on September 16th and end December 14th. Walmart has just released the Walmart Holiday Layaway Program for 2012 which will start earlier this year on September 16th and end December 14th.

Holiday 92

Holiday 2012 Walmart Home Appliances 92

Family Balance Sheet

OCTOBER 18, 2019

The journey started in 2012 when we bought an office building for our business and then found ourselves with a lot of debt and not enough cash flow. A lot of life happened over 7 years and our plan changed slightly, but our goal remains to achieve complete freedom from debt. Our 2019 Financial Goal. 1st Update in June 2014.

Debt 100

Debt 2019 Financial Goals Emergency Fund 100

Saving SAHM Sanity

JANUARY 8, 2012

Since it was the first week of my purging goal, I've been tossing like crazy! I won't be posting every week, as I know as the months go on I'll loose my purging steam and then will most likely post monthly. I did very well shopping this week. The only items I purchased were food items.

2012 40

2012 Car Seats Goals Cars 40

Saving SAHM Sanity

JANUARY 2, 2013

Well, 2012 was a very bad year for my family. Even though I didn't meet most the goals I set out to accomplish, I'm not disappointed. But anyway, this is how I did: Save $1,500 by using coupons and $3,500 by shopping sales: I spent 9 out of the last 12 months being a full time Honors college student, I didn't have much time to coupon.

2012 40

2012 Goals Student Activism 40

Family Balance Sheet

JANUARY 3, 2013

Yesterday, I announced my new year long series, Christmas Savings Club. Our goal with the Christmas Savings Club is to save enough cash to achieve a Cash Christmas in 2013. On the budget, list all of your Christmas spending from 2012, include gifts, decorations, cards, stamps, parties, etc.

Budgeting 100

Budgeting Budget 2013 Christmas 100

Family Balance Sheet

JANUARY 10, 2012

When my husband and I are focused on our goals , we nail them. But for the two of us to achieve our financial goals, we need to have money conversations and they need to be done regularly. How much do we need to save to get to our target. The third section is for our 2012 Financial Goals. Column F = Loan balance.

Finance 138

Finance Financial Goals Goals C&H 138

Family Balance Sheet

NOVEMBER 2, 2022

Our goal is to NOT put our Christmas purchases on a credit card. Hopefully, that’s your goal too. Back in 2013, I had a year-long series, Christmas Savings Club , to encourage everyone to set aside money each month for the holidays. January will be one giant nightmare when the credit card bills start rolling in.

Christmas 130

Christmas Finds Friends And Family Sale Donation 130

Family Balance Sheet

MARCH 6, 2012

Women’s Money Week will run from March 5th-11th, 2012 on WomensMoneyWeek.com — coinciding with International Women’s Day. Make Clear Financial Goals {Together}. Take some time to discuss your family and marriage's financial goals. Or save money for a trip to Walt Disney World ? Today's topic is Money and Relationships.

Money 225

Money Financial Goals Goals Kids and Family 225

freestuff.tv

DECEMBER 31, 2011

Be safe and let 2012 be a year where new goals and resolutions can be achieved. Please subscribe via Email to have savings, advice, coupons and offers sent directly to you. Wishing all of you a Happy New Year! Enjoy this site? Join us on Twitter and Facebook and interact with the SavingsBlogger community!

New Year's 100

New Year's Goals 2012 Saving 100

Family Balance Sheet

JANUARY 9, 2012

Did you resolve to lower your grocery expenses in 2012? Every Wednesday, I post a quick tip to help you save money in the kitchen. How to Save Money at the Apple Orchard. How to Save Money on Organic Food. Save Money on Groceries Without Using Coupons. Saving Money on Meat and Poultry. Homemade Breadcrumbs.

Grocery Spending 159

Grocery Spending Groceries Grocery Menu Planning 159

Saving SAHM Sanity

JANUARY 3, 2013

I'm going to keep up with the purging in 2013, but I'm not setting a number goal to reach. Since I made sure to follow the "one in, one out" rule I can say with confidence that my home is 1,245 items lighter, which is a great thing.

2012 40

2012 Goals 2013 Movies 40

Saving SAHM Sanity

NOVEMBER 5, 2012

Not to confident I'll been achieving this goal :( I didn't think it would be so hard to declutter. I would still need to purge 1050 items, which would be about 19 items a day from now until the New Year.

2012 40

2012 Consignment Goals July 40

Prairie Eco-Thrifter

JANUARY 10, 2013

I have tried to do some reading this week which I have highlighted below: Great Reads From The Blogosphere: Despite 2012 being over, Invest It Wisely’s idea to fight the winter blues by giving to causes you believe in is a sure-fire way to ensure you’re on your way to a fantastic 2013. Finalizing your 2013 goals?

Emergency Fund 193

Emergency Fund Debt Student Fridays 193

Family Balance Sheet

OCTOBER 23, 2014

By the end of the month, my goal is to help you have a detailed financial plan for your family. My home office back in 2012: I had financial papers all over the place back then and it took a snow storm where I was stranded indoors for me to take the time to organize our documents and our filing cabinet.

Finance 100

Finance Organic Organization 2014 100

Saving Cents With Sense

FEBRUARY 21, 2012

One of this years top Fitness Video Games is Your Shape Fitness Evolved 2012 and right now it is on sale for only $29.99 Design a workout tailored to you based on your fitness level, goals, schedule and preferences. Want to know how to save more at Amazon? Want to know how to save more at Amazon? with FREE Shipping!

Evolve 49

Evolve Fitness Video Games 2012 49

Saving In Akron

JANUARY 14, 2012

Just click on Offers, then Today's Savings and then Good Habits Start Early to find these deals quicker. Shipping is $4 per item and merchant will ship by January 19th, 2012. Shipping is $5 per item and merchant will ship by January 22nd, 2012. Shipping is $5 per item and merchant will ship by January 19th, 2012.

Kids and Family 113

Kids and Family January Motivation 2012 113

Family Balance Sheet

AUGUST 4, 2014

With tuition payments and debt payments we spent about $60,395 between January 2012 and March 2014 when we became completely debt free with two bachelor’s and two master’s degrees between us. We found that we could save more than $100 every month just by going to an off brand. Who initiated the debt free goal?

Debt Free 243

Debt Free Debt Goals Student 243

Couponing 101

JANUARY 31, 2012

This month I teamed up with five other bloggers to share our goals for the new year, and hopefully inspire and encourage you to do the same! 5 Dinners – Erin shared her Word for 2012: Simplify , How to Save Money on Exercise Equipment , and 5 Ways to Reduce Sugar in Your Kitchen ! $5

New Year's 64

New Year's Budgeting Budget Groceries 64

Saving SAHM Sanity

MARCH 4, 2012

In order to achieve this goal, I need to purge 5 or 6 items a day. By now I should have purged at least 349 items to be on track. I have only managed 215 items. One more week of class, then I'm on spring break and since I'm staying home, I plan on getting caught up.

2012 40

2012 Flashlights Recycle Recycled 40

Couponing 101

JANUARY 17, 2012

In order to keep from going bankrupt from shopping at Whole Foods, I’ve really had to become creative with saving money on groceries! Now that I’ve learned a few ways to make this healthy lifestyle work, I’ve made a goal to eat whole, unprocessed foods in 2012 while sticking to a modest grocery budget.

Whole Foods 94

Whole Foods Saving Money Money Food 94

Family Balance Sheet

JUNE 11, 2014

Today I am proud to say that we have completed our second step : Increase business emergency savings to a specific number. Over our 14 years in business, we have had to rely on our savings a few times to help cover expenses during tough months. It happened in 2006 and again in late 2012 to early 2013.

Debt 100

Debt Emergency Fund Financial Goals Motivation 100

Family Balance Sheet

NOVEMBER 26, 2014

Our goal is to NOT put our Christmas purchases on a credit card. Hopefully, that’s your goal too. In 2013, I had a year long series, Christmas Savings Club , to encourage everyone to set aside money each month for the holidays. The series was inspired by my own problem with not having enough cash at Christmas in 2012.

Christmas 235

Christmas Finds Part Time Thrift Stores 235

Prairie Eco-Thrifter

MAY 10, 2012

Welcome to the May 11, 2012 Edition #236 of the Carnival of Financial Planning. ” Jason presents Why We Didn’t Sell Our Car on Craigslist posted at Work Save Live , saying, “Last week I detailed why we considered buying a car through CarMax, and I wanted to do a follow-up on a service of theirs that we actually used.

Money 113

Money May 2012 Debt 113

For the Mommas

JANUARY 1, 2012

If you are working on your personal goals for the New Year, here are some great deals on some magazines that can help you to reach your health and fitness goals in 2012: ~ Women’s Magazines. These deals will be valid through Monday night at midnight (1/02/2012). Weight Watchers – Starting @ $3.99/year.

Fitness 82

Fitness Health Magazines Journal 82

Saving Cents With Sense

DECEMBER 3, 2012

Hard to believe we are already at the end of 2012 – how did you do on your resolutions this year? Did you save as much money as you wanted? As we approach 2013, you’ll want to take a look at how you are saving and see if you are doing all that you want so that this time next year you can see all your savings!

Saving 53

Saving Bank Banking Money 53

For the Mommas

DECEMBER 31, 2011

If you are working on your personal goals for the New Year, here are some great deals on some magazines that can help you to reach your health and fitness goals in 2012: ~ Women’s Magazines. These deals will be valid through Monday night at midnight (1/02/2012). Weight Watchers – Starting @ $3.99/year.

Fitness 69

Fitness Health Magazines Goals 69

Family Balance Sheet

MAY 6, 2020

I am totally paraphrasing the year, but had it not been for the money in our emergency savings, we would most likely have used credit cards to survive. We spent the next few years building our savings back up to the level we had prior to 2007. What got us through financially? Our emergency fund. Yep, life was good.

Debt 130

Debt Emergency Fund 2007 2020 130

Family Balance Sheet

APRIL 11, 2020

Pre-coronavirus, I considered having 3 months of expenses saved in cash to be sufficient. Every night my first prayer is that this virus starts to mitigate, the curve flattens to a manageable level for our health care system, and lives are saved. Emergency Savings = Last Resort. Post-coronavirus, not so much!

Budgeting 246

Budgeting Budget Family Debt 246

Saving Cents With Sense

MARCH 8, 2012

Today, March 8, 2012, you can download the Android App, Multi Reps for FREE. This app will help you with your fitness goals and track your workout progress. And don’t forget you can download the Saving Cents with Sense Smartphone App for both Android and iPhone to keep money saving tips at your fingertips!

Goals 49

Goals March Money Saving 2012 49

Family Balance Sheet

FEBRUARY 6, 2021

We had very little saved for a new-to-us car and we would have had to take out a loan to cover most of it, and that made me uneasy about purchasing the car. Instead, we opted to replace the tires and take a year or so to save for a car. I started searching and test drove a pre-owned Highlander in January 2020. year-old van.

Finance 130

Finance January Family 2020 130

Saving Cents With Sense

AUGUST 30, 2012

Hallmark’s kids collection greeting cards feature kid-appropriate topics, like handling difficult academic situations or achieving goals in the classroom or on the field. This giveaway ends Thursday, September 13, 2012 at 11:59pm EST. The winner will be chosen using rafflecopter. Read more on my Disclosure page. All rights reserved.

Hallmark 91

Hallmark Prizes Giveaway Goals 91

Saving Cents With Sense

DECEMBER 4, 2012

About Family Fun: Family Fun’s goal is for parents to enhance the time spent with their children. This Family Fun Magazine deal is only available today, December 4, 2012. ©2009-11 Saving Cents with Sense ™, a website of Saving Sense Media LLC. . ©2009-11 Saving Cents with Sense ™, a website of Saving Sense Media LLC.

Magazines 49

Magazines Family Goals Vacation 49

Saving Cents With Sense

OCTOBER 5, 2012

About Family Fun: Family Fun’s goal is for parents to enhance the time spent with their children. This Family Fun Magazine deal is available today, October 5, 2012, only. ©2009-11 Saving Cents with Sense ™, a website of Saving Sense Media LLC. appeared first on Saving Cents With Sense. All rights reserved.

Family 53

Family Magazines Kids and Family Goals 53

Saving Cents With Sense

SEPTEMBER 4, 2012

This has been something many of you ask about so hurry because today only, you can save 83% on a subscription to Weight Watchers magazine ! Weight Watchers diet magazine is a helpful guide for every man and woman’s challenge to achieve their health and fitness goals. This Weight Watchers Magazine is only valid today September 4, 2012!

Magazines 56

Magazines Goals September Fitness 56

Saving Cents With Sense

NOVEMBER 28, 2012

This has been something many of you ask about so hurry because today only, you can save 83% on a subscription to Weight Watchers magazine ! Weight Watchers diet magazine is a helpful guide for every man and woman’s challenge to achieve their health and fitness goals. This Weight Watchers Magazine is only valid today November 28, 2012!

Magazines 51

Magazines Goals All You Magazine November 51