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Introducing the 2013 Christmas Savings Club

Family Balance Sheet

Another Christmas has passed by and while the memory of the Christmas shopping and spending is still lingering in my head, I've come up with a plan for all of us to start saving for 2013. According to a recent survey, Americans were planning to spend on average $854 on Christmas gifts in 2012. We have to plan and save for it.

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Christmas Savings Club | March Meeting

Family Balance Sheet

On the 25th of every month from January to November in 2013, I'm holding a virtual meeting for the Christmas Savings Club. The goal for this monthly accountability meeting is to give updates on our progress, motivate one another and help all of us save for a cash Christmas. Also let us know how you saved the money.

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ING Direct: FREE $125 With New Checking Account + FREE $10 for Kids Account!

Couponing 101

Just open an Electric Orange account November 23rd – 25th and make a total of 10 purchases using your Electric Orange Card within 45 days. Your $125 bonus will be automatically deposited into your account on day 50! $10 10 Kids Savings Account Opening Bonus.

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Why We Left Traditional Health Insurance

Family Balance Sheet

We did take advantage of one benefit of a high deductible health plan: a Health Savings Account. A Health Savings Account (HSA) is for individuals who are covered under high-deductible health plans (HDHPs) to save for medical expenses that HDHPs do not cover. And this is when the junk hit the fan.

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2019 Debt Freedom Plan Update

Family Balance Sheet

The journey started in 2012 when we bought an office building for our business and then found ourselves with a lot of debt and not enough cash flow. We ran the numbers of the purchase and they looked great on paper, but paper doesn’t account for a new server, a roof leak, unexpected medical bills, and other calamities.

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Best Kroger Deals 11/11 Through 11/17

Saving Everyday

Buy 4 General Mills Cereal, Save $3 Instantly. 1 Original Cheerios Cereal SavingStar Cash Back (exp 11/30/2012). 1 Cinnamon Toast Crunch Cereal SavingStar Cash Back (exp 11/30/2012). 1 General Mills Fiber One Cereal 10/07/2012 GM Insert (exp 11/17/2012). $1/2 1 Carefree 10/28/2012 SS Insert (exp 12/31/2012).

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Disney Trip Cost, Breakdown & How I Paid For It

Saving Everyday

This is the first year I started a Disney/vacation savings account of $25 a week. Also, since losing my Dad in November , I’ve been wanting to get back more often to help my step-mom. Here we go… Disney Trip 2012 – Total Savings Goal = $2555.35. Do not underestimate the power of saving change.

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